Welcome to our dedicated page for Unity Bancorp SEC filings (Ticker: UNTY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Unity Bancorp, Inc. (NASDAQ: UNTY) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a New Jersey‑incorporated bank holding company. Unity Bancorp files reports with the U.S. Securities and Exchange Commission as the parent of Unity Bank, a New Jersey state‑chartered commercial bank, and uses these filings to report material events, financial results and governance changes.
Investors can review current reports on Form 8‑K, where Unity Bancorp discloses quarterly earnings, dividend declarations, executive leadership changes and amendments to compensation arrangements. For example, the company has filed 8‑K reports describing results of operations and financial condition for specific quarters, announcing cash dividends on common shares under Item 8.01 (Other Events), and detailing promotions to President and Chief Financial Officer roles under Item 5.02 (Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers).
Another 8‑K filing outlines an amendment to Unity Bank’s Deferred Compensation Plan, explaining how interest is credited on installment distributions based on the Prime Rate plus a margin, subject to minimum and maximum rates. Such filings give insight into executive compensation structures and long‑term benefit plans at the bank.
Alongside 8‑K reports, Unity Bancorp also files annual reports on Form 10‑K and quarterly reports on Form 10‑Q, which contain detailed information on its commercial banking activities, risk factors and financial statements. On Stock Titan, AI‑powered tools summarize lengthy filings, highlight key sections and help explain technical disclosures, allowing users to quickly understand Unity Bancorp’s reported earnings, capital actions and governance updates. The filings page also surfaces insider‑related information reported on forms such as Form 4, enabling users to monitor transactions by directors and executive officers.
Unity Bancorp, Inc. announced a cash dividend for its common shareholders. The company declared a dividend of $0.15 per share, reinforcing its practice of returning cash to shareholders. The dividend will be paid on December 19, 2025 to shareholders who are on record as of December 5, 2025. The announcement was made through a press release issued on November 20, 2025, which is included as an exhibit to this report.
Unity Bancorp (UNTY) reported higher Q3 2025 earnings. Net income rose to $14.4 million, with diluted EPS of $1.41, up from $1.07 a year ago. Net interest income increased to $29.9 million as loan interest rose across commercial and residential portfolios, while total interest expense held roughly flat.
The company recorded a $1.4 million loan loss provision and a $0.8 million release on securities for the quarter, contributing to net interest income after credit provisions of $29.3 million. Noninterest income was $3.0 million, aided by securities gains and mortgage/SBA sales, while operating expenses rose to $13.4 million on higher compensation and processing costs.
On the balance sheet, total assets reached $2.88 billion. Loans grew to $2.47 billion and deposits to $2.27 billion. Shareholders’ equity increased to $334.0 million, and accumulated other comprehensive loss improved. Shares outstanding were 10.041 million at quarter end; 10,039,444 were outstanding as of October 31, 2025.
Unity Bancorp (UNTY) insider activity: the company’s Chief Lending Officer/FSVP reported a sale of 167 shares of common stock on 10/22/2025 at a reported price of $48.295 per share. Following this transaction, the filing lists 0 directly held common shares and 4,725 restricted shares held in an account at Computershare with upcoming vesting dates.
Unity Bancorp, Inc. filed a Form 8-K announcing it issued a press release on October 14, 2025 covering results for the three and nine months ended September 30, 2025. The full press release is incorporated by reference.
UNTY common stock is listed on NASDAQ. The report was signed by Executive Vice President and Chief Financial Officer George Boyan on October 14, 2025.
James A. Hughes, President/CEO and director of Unity Bancorp, Inc. (UNTY), reported insider transactions dated 10/06/2025. He acquired 1,500 common shares at $8.95 per share and also received 1,500 underlying shares from exercised stock options with an $8.95 exercise price that vest or were exercisable on 10/06/2025. After these transactions, Mr. Hughes beneficially owns a total of 305,337 shares, including 171,013 directly held common shares and 41,824 restricted shares that have upcoming vesting dates.
The reported holdings include shares across multiple accounts (Shareworks, Computershare, brokerage, and a 401(k)) and 92,500 exercisable stock options granted under various schedules. This filing documents routine insider purchases and option exercises by a named executive, increasing his direct stake in the company.
James A. Hughes, President/CEO and director of Unity Bancorp Inc. (UNTY), reported transactions on Form 4 dated 09/26/2025 showing a purchase of 1,000 common shares at $8.95. Following the transaction he beneficially owns 169,513 common shares directly and 41,824 restricted shares, and holds 94,000 exercisable stock options, for a reported total beneficial ownership of 305,337 shares. The filing breaks down share locations: 142,949 in Shareworks, 6,085 at Computershare, 11,097 in a brokerage account, and 9,382 in a 401(k). It notes 41,000 restricted shares at Computershare with upcoming vesting dates and details past option vesting dates and exercisable options.
Unity Bancorp director and President/CEO James A. Hughes reported insider transactions on Form 4. The filing shows 809 common shares were withheld at $52.35 per share to cover taxes related to the vesting of 2,000 restricted shares. The report lists total beneficial ownership of 305,337 shares across various accounts and plans, and 95,000 stock options are currently exercisable. Holdings include 141,949 shares in Shareworks, 6,085 at Computershare, 11,097 in a brokerage account, and 9,382 in a 401(k). The filing also identifies 41,824 restricted shares (41,000 with upcoming vesting dates plus 824 dividend-reinvested shares).
Unity Bancorp, Inc. reported that its board declared a cash dividend of $0.15 per common share. The dividend will be payable on September 19, 2025 to shareholders who are on record as of September 5, 2025. This reflects the company’s decision to return cash to common shareholders on a scheduled basis.
James R. Davies, Controller/SVP at Unity Bancorp (UNTY), reported insider transactions on Form 4 covering activity dated 08/16/2025. The filing shows 89 restricted shares were withheld at $48.44 per share to cover taxes on 250 restricted shares that vested. Post-transaction beneficial ownership totals 4,462 shares, comprised of 3,046 shares in a Computershare account (including 109 dividend-reinvested shares), 1,266 shares in Shareworks and 150 in a brokerage account. The reporting person filed the Form as an individual and signed via a POA on 08/18/2025.