[Form 4] WAFD INC Insider Trading Activity

Rhea-AI Filing Summary

Sean Singleton, a director of WAFD INC (ticker shown as WAFD), reported a disposition of 160 shares of the issuer's common stock on 09/19/2025 under Form 4. After the reported transaction the filing shows 9,118 shares beneficially owned by the reporting person in a direct ownership form. The transaction is coded G in the filing and is reported as executed pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 17, 2025. The Form 4 was signed by an attorney-in-fact, Kelli Holz, on 09/22/2025.

Positive

• Transaction executed under a documented Rule 10b5-1 trading plan (adopted 06/17/2025), which the filing explicitly states
• Clear reporting of post-transaction beneficial ownership: 9,118 shares beneficially owned following the disposition

Negative

• Disposition reported: 160 shares were sold on 09/19/2025
• Filing shows no additional context such as price per share beyond a reported $0 in the transaction line (as presented in the form)

Insights

Securities Compliance Analyst

TL;DR: Director sold 160 shares; transaction reported under a 10b5-1 plan; holdings remain 9,118 shares, no other changes disclosed.

The Form 4 discloses a single non-derivative disposition of 160 shares on 09/19/2025 with post-transaction direct beneficial ownership of 9,118 shares. The filing explicitly states the sale was executed pursuant to a Rule 10b5-1 trading plan adopted on 06/17/2025 and includes an attorney-in-fact signature dated 09/22/2025. From a compliance perspective the presence of a 10b5-1 plan and an executed Form 4 indicate the transaction was documented to preserve the affirmative defense provided by the rule. No additional transactions, derivative positions, or changes in ownership form are reported in this filing.

Corporate Governance Expert

TL;DR: Routine insider disposition by a director under a documented trading plan; reported ownership level is disclosed precisely.

The document identifies the reporting person as Sean Singleton with relationship marked as Director. The filing contains a single line item in Table I showing a disposition of 160 common shares on 09/19/2025 and a remaining direct beneficial ownership of 9,118 shares. The explanatory note confirms a 10b5-1 plan adoption date of 06/17/2025. No indications of amendments, derivative transactions, or additional reporting persons are present. Impact is procedural disclosure rather than material corporate governance change.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Singleton Sean

(Last) (First) (Middle)

425 PIKE ST

(Street)

SEATTLE WA 98101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/19/2025		G		160	D	$0	9,118	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The transactions reported on this Form 4 were executed pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 17, 2025.

Remarks:

	Kelli Holz, Attorney-in-fact	09/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did WAFDP director Sean Singleton report on Form 4?

The Form 4 reports a disposition of 160 common shares on 09/19/2025 with 9,118 shares beneficially owned after the transaction.

Was the transaction executed under a Rule 10b5-1 plan?

Yes. The filing states the transactions were executed pursuant to a Rule 10b5-1 trading plan adopted on 06/17/2025.

Who signed the Form 4 filing for Sean Singleton?

The Form 4 is signed by Kelli Holz, Attorney-in-fact with a signature date of 09/22/2025.

What relationship does the reporting person have to the issuer?

The reporting person, Sean Singleton, is identified in the filing as a Director of WAFD INC.

Does the Form 4 show any derivative securities or other transactions?

No. Table II for derivative securities contains no reported transactions in this filing.