[Form 4] WAFD INC Insider Trading Activity

Rhea-AI Filing Summary

Sean Singleton, a director of WAFD Inc. reported the sale of 1,004 shares of the company's common stock on 09/17/2025 at a weighted average price of $31.71 per share, with transaction prices ranging from $31.63 to $31.83. Following the reported sale, the reporting person beneficially owned 9,278 shares. The filing states the transactions were executed pursuant to a Rule 10b5-1 trading plan adopted on 06/17/2025. The Form 4 was signed by an attorney-in-fact on 09/18/2025 and discloses the reporting person’s status as a director.

Positive

• Transaction executed under a Rule 10b5-1 trading plan, indicating pre-scheduled trades
• Weighted average price and execution range disclosed ($31.71 weighted; $31.63–$31.83 range)
• Post-transaction beneficial ownership reported (9,278 shares)
• Form 4 filed and signed by attorney-in-fact, showing procedural compliance

Negative

• Insider disposed of 1,004 shares, reducing the reporting person's stake
• No context provided on percentage ownership or relation of the sale to total outstanding shares

Insights

Financial Analyst

TL;DR: Insider sale of 1,004 shares under a Rule 10b5-1 plan; holding remains 9,278 shares — routine disclosure, likely not material.

The sale of 1,004 shares at a weighted average price of $31.71 is clearly disclosed and executed under a pre-established Rule 10b5-1 plan, which indicates the trades were pre-scheduled rather than opportunistic. The filing provides the price range ($31.63–$31.83) and post-transaction beneficial ownership (9,278 shares), enabling straightforward calculation of proceeds and stake size. Absent additional context on total outstanding shares or recent trading by other insiders, this single transaction appears to be a routine insider disposition rather than a material corporate development.

Corporate Governance Expert

TL;DR: Proper procedural disclosure and use of a 10b5-1 plan are documented; filing is compliant and transparent.

The Form 4 identifies the reporting person as a director and states the trades were made pursuant to a Rule 10b5-1 trading plan adopted 06/17/2025, which supports compliance with insider trading rules. The filing includes the weighted average price and the range of execution prices and is signed by an attorney-in-fact, fulfilling signature requirements. The disclosure is specific and meets standard Section 16 reporting obligations; no governance violations or omissions are apparent from the text provided.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Singleton Sean

(Last) (First) (Middle)

425 PIKE ST

(Street)

SEATTLE WA 98101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/17/2025		S		1,004	D	$31.71(2)	9,278	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The transactions reported on this Form 4 were executed pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 17, 2025.

2. The price reported is a weighted average price. These shares were sold in multiple transactions at prices ranging from $31.63 to $31.83, inclusive. The reporting person undertakes to provide to Washington Federal Inc. (the "Company"), any security holder of the Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote.

Remarks:

	Kelli Holz, Attorney-in-fact	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 4 for WAFD (WAFDP) report?

The Form 4 reported that director Sean Singleton sold 1,004 shares on 09/17/2025 at a weighted average price of $31.71, leaving him with 9,278 shares.

Was the sale part of a pre-arranged trading plan?

Yes. The filing states the transactions were executed pursuant to a Rule 10b5-1 trading plan adopted on 06/17/2025.

What price range were the shares sold at?

The shares were sold at prices ranging from $31.63 to $31.83; $31.71 is reported as the weighted average price.

How many shares does the reporting person own after the sale?

9,278 shares beneficially owned following the reported transaction.

Who signed the Form 4 filing?

The form was signed by Kelli Holz, Attorney-in-fact, on 09/18/2025.