SoFi Plus Premium Membership Now Offers $1,000+ in Annual Value
New product offering creates America’s most rewarding financial membership, all in one app;
‘Power of Plus’ sweepstakes offers chance to achieve one of America’s top financial ambitions

SoFi Plus Benefits (Graphic: Business Wire)
“With the new offerings from SoFi Plus, SoFi has created America’s most rewarding financial membership—one that’s more than just about products and services. It’s about empowering our members to realize their ambitions,” said Anthony Noto, CEO of SoFi. “SoFi Plus now delivers the strongest suite of premium benefits designed to meet our members where they are and help them get their money right. We’re giving our members unmatched access to the resources they need to confidently shape their financial futures.”
New benefits and preferred pricing for SoFi Plus members:
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Unlimited
1% Invest rewards match: Members with a recurring SoFi Invest deposit enjoy an unlimited1% match paid in rewards points. -
Unlimited 1:1 financial planning: Members can schedule unlimited appointments with financial planners at no cost, valued at
per session.$250 -
discount on home loan closing: When approved for a SoFi home loan mortgage, members can enjoy a$1 K discount at the closing of their eligible home loan on top of the already competitive rates they receive from SoFi.$1,000 - Student loan refinance exclusive rate: Members receive an exclusive discounted rate on new student loan refinances.
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3% cash back on hotels with SoFi Travel powered by Expedia: SoFi Plus Members can earn three times the rewards when using any card for hotel bookings through the SoFi Travel portal, powered by Expedia. - SoFi Plus Experiences: Members receive exclusive access to VIP events in pro sports games, concerts, and live experiences at the SoFi Stadium, TGL, and more.
-
Enhanced savings on Hello Privacy and Trust & Will: Members receive a
50% discount on HelloPrivacy’s tools to protect members’ data and remove their information from risky sites, as well as a discount for a Trust, making it easier for members to plan for their future with confidence.$200
SoFi Plus members will continue to benefit from these exclusive benefits:
- Preferred IPO allocations: Members with a SoFi Invest brokerage account can receive priority IPO allocations, providing members with access to IPOs before they're traded on the public market, a perk that has historically been reserved for high net worth individuals.
-
Our best APY: Earn
3.80% APY (annual percentage yield) on their SoFi Savings and Vault balances. -
Credit card cash back boost: A
10% boost on members’ SoFi Credit Card cash back rewards rate—that's up to3.3% cash back rewards. - Double The Rewards: Earn double rewards points on qualifying activities.
-
Personal Loan Discount: A
0.25% rate discount on new personal loans.
To sign up for SoFi Plus and to learn more, visit www.sofi.com/sofi-plus/.
‘Power of Plus’ Sweepstakes will fund six of America’s most desired ambitions:
To celebrate the launch of SoFi Plus’ new premium benefits, six lucky members will win one of America’s top financial ambitions. In a recent survey, SoFi asked people across the country about their biggest financial ambitions. The Top 2025 financial goals included saving for a major purchase such as a house (
SoFi Plus members can enter to win:
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A new home:
toward purchasing a home.$400,000 -
Education:
to pay down student debt.$70,000 -
Early retirement: Receive the maximum IRA contribution of
per year for five years.$700 0 -
Dream vacation:
to fund a well-deserved vacation.$35,000 -
Wedding:
to plan or pay down a dream wedding.$35,000 -
An all-expense-paid trip to an epic sporting event:
to put towards watching the best athletes on the court.$25,000
Enter the ‘Power of Plus’ sweepstakes by signing up here and selecting a financial ambition for a chance to win. Existing members can boost their chances with additional entries by referring family or friends and sharing the sweeps on their social media. No purchase necessary, mail-in entries available. See Official Rules.*
To learn more about SoFi and SoFi Plus visit https://www.sofi.com/sofi-plus/ and follow SoFi on Instagram and X for all SoFi educational content, news and product updates.
About SoFi
SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its over 10.1 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like credentialed financial planners, exclusive experiences and events, and a thriving community – on their path to financial independence.
SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit https://www.sofi.com or download our iOS and Android apps.
Disclosures:
*NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Sweepstakes ends at 11:59 pm ET on 5/14/25. Subject to Official Rules, including alternate and free methods of entry, prizes, limits, and odds, click here. Sponsor: Social Finance LLC (“SoFi”) 234 First Street,
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View source version on businesswire.com: https://www.businesswire.com/news/home/20250211941282/en/
SoFi Media Relations
pr@sofi.org
Source: SoFi Technologies