Welcome to our dedicated page for Enact Holdings SEC filings (Ticker: ACT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Enact Holdings, Inc. (Nasdaq: ACT) SEC filings, offering a detailed view of how the U.S. private mortgage insurance provider reports its financial condition, capital structure and material events. As a public company headquartered in Raleigh, North Carolina and operating through Enact Mortgage Insurance Corporation, Enact uses its filings to disclose information that is central to understanding its mortgage insurance business.
Through annual reports on Form 10-K and quarterly reports on Form 10-Q, investors can review Enact’s discussion of primary insurance in-force, new insurance written, loss experience, capital sufficiency relative to Private Mortgage Insurer Eligibility Requirements, and the impact of reinsurance and credit facilities. Current reports on Form 8-K supplement these periodic filings by describing specific events, such as the announcement of quarterly financial results or the entry into a senior unsecured revolving credit facility.
Enact’s filings also include details on its credit risk transfer activities, including quota share and excess of loss reinsurance agreements with panels of highly rated reinsurers. These documents explain how portions of expected new insurance written for future book years are covered and how such arrangements affect risk and capital management. The credit agreement filed as an exhibit to an 8-K outlines the terms of the revolving credit facility, including financial covenants tied to consolidated net worth, debt-to-total capitalization and PMIERs compliance.
On Stock Titan, SEC documents for ACT are updated in near real time as they are posted to the EDGAR system. AI-powered summaries help interpret complex sections of 10-Ks, 10-Qs and 8-Ks by highlighting key points about earnings, capital, reinsurance structures and covenants. Users can also review insider and executive transaction reports on Form 4, along with proxy and governance filings, with AI-generated explanations that clarify how these disclosures relate to Enact’s mortgage insurance operations and its relationship with majority owner Genworth Financial, Inc.
Enact Holdings, Inc. disclosed a summary of a new five-year revolving credit facility that matures on the five-year anniversary of closing, September 30, 2030. Borrowings may bear interest at either Term SOFR plus 0.10% plus an applicable margin tied to the company’s Senior Unsecured Rating, or an alternate base rate (ABR) plus an applicable rating-based margin, with a contractual floor on rates.
The facility is unsecured, allows voluntary prepayments without penalty, and charges a commitment fee of 0.175% on unused commitments based on the current rating. It includes customary affirmative and negative covenants plus financial tests: a specified minimum consolidated net worth formula, a maximum debt-to-total-capitalization ratio of 0.35, and compliance with Federal mortgage insurer eligibility requirements. Events of default permit customary remedies including acceleration. The summary is qualified by the full Credit Agreement filed as Exhibit 10.1.
Enact Holdings insider reported grant and settlement of restricted stock units. The Form 4 shows that Evan Stolove, EVP, General Counsel & Secretary, received three separate awards of restricted stock units (RSUs) on 09/08/2025 that will convert 1:1 into common stock. The reported transactions show additions of 17, 27, and 33 RSUs, resulting in beneficial ownership counts of 3,153, 4,979, and 6,047 shares respectively after each reported award. The filing notes vesting schedules for the awards in three equal annual installments beginning on 02/09/2024, 02/16/2025, and 02/21/2026, and that additional RSUs arose from a quarterly dividend reinvestment tied to a $0.21 per share dividend paid 09/08/2025.
Enact Holdings insider award and vesting update: Michael Derstine, EVP and Chief Risk Officer of Enact Holdings (ACT), reported acquisitions of restricted stock units (RSUs) on 09/08/2025 that will convert 1:1 into common stock. Three RSU grants or reinvestments were recorded: 16, 27, and 33 units, each showing a $0 per-share acquisition price and listed as direct ownership. The filings show post-transaction beneficial ownership tallies of 2,965, 4,979, and 6,047 shares respectively. The filing explains RSUs vest in three equal annual installments with commencement dates of February 9, 2024; February 16, 2025; and February 21, 2026. Additional RSUs were credited pursuant to reinvestment terms from a quarterly dividend of $0.21 per share paid on September 8, 2025.
Enact Holdings director Robert P. Restrepo Jr. acquired 168 deferred stock units on 09/08/2025, recorded on a Form 4 filed for ticker ACT. The units are deferred stock units that become payable in shares of Enact common stock one year after the director's termination of service. The reported acquisition was recorded at $0 per unit under dividend reinvestment terms tied to a dividend paid on 09/08/2025 at $0.21 per share. After this transaction, Mr. Restrepo beneficially owned 30,378.457 shares of common stock, reported as direct ownership. The Form 4 was signed by a power of attorney on 09/10/2025.
Enact Holdings insider filing (Form 4) reports that director John D. Fisk acquired 168 deferred stock units on 09/08/2025. The deferred stock units convert to common shares one year after the director leaves service, and the reported transaction increased Mr. Fisk's beneficial ownership to 30,378.457 shares. The additional deferred stock units were issued under reinvestment terms tied to a dividend paid on September 8, 2025, at $0.21 per share. The filing was signed by an attorney on behalf of the reporting person on 09/10/2025.
Sheila Hooda, a director of Enact Holdings, Inc. (ACT), was granted 168 deferred stock units on 09/08/2025. The units were recorded as an acquisition and are payable in shares of common stock one year after Ms. Hooda’s termination of service as a director. The filing notes additional deferred stock units were acquired through reinvestment of a dividend paid on 09/08/2025 at $0.21 per share. Following the reported transaction, the filing shows 30,378.457 shares beneficially owned. The Form 4 was filed by one reporting person and signed by a power of attorney on 09/10/2025.
Mitchell H. Elizabeth, a director of Enact Holdings, Inc. (ACT), reported an acquisition of deferred stock units on 09/08/2025. The filing shows 31 Deferred Stock Units (DSUs) were acquired on that date under the director award arrangement as a result of reinvestment from a dividend paid on 09/08/2025 at $0.21 per share. The DSUs convert into shares of common stock one year after the director's service termination. Following the reported transaction, the reporting person beneficially owned 5,657.256 shares (direct).
Enact Holdings insider reported acquisitions of restricted stock units (RSUs). Controller James McMullen received multiple RSU awards that will convert 1:1 into common stock. On 09/08/2025 he was credited with incremental RSUs (6, 9, 7 and 12 units) that arose in part from a quarterly dividend reinvestment at $0.21 per share. Each RSU tranche vests and converts into common stock in three equal annual installments, with vesting schedules beginning on Feb 9, 2024; Feb 16, 2025; Apr 1, 2025; and Feb 21, 2026 respectively. The filing shows the resulting beneficial ownership counts for each tranche as 961, 1,617, 1,168, and 2,058 shares following the reported transactions.
Enact Holdings director Debra Still received 168 deferred stock units on 09/08/2025, increasing her beneficial ownership to 30,378.457 units. The filing shows these units were acquired as deferred stock units (DSUs) and were credited pursuant to reinvestment terms from a dividend paid on 09/08/2025 at $0.21 per share. The DSUs are payable in shares of common stock one year after termination of service as a director, and the reported price for the acquisition is recorded as $0. The transaction was reported on a Form 4 filed 09/10/2025 and was executed under power of attorney.
Enact Holdings insider reported receipt of restricted stock units (RSUs) by Mitchell Hardin Dean, EVP, CFO and Treasurer. On 09/08/2025 Mr. Dean was awarded or received additional RSUs that will settle 1:1 into common stock. The filing lists three RSU transactions of 38, 67 and 82 units credited on 09/08/2025 related to dividend reinvestment terms at a dividend of $0.21 per share paid the same day. Each RSU converts to one share of common stock when vested; the reported beneficial ownership following each reported transaction is 7,057, 12,445 and 15,115 shares, respectively. The RSU grants have staggered vesting schedules: vesting in three equal annual installments beginning on 02/09/2024, 02/16/2025 and 02/21/2026 for the respective awards. The Form 4 is signed by a power of attorney on behalf of the reporting person on 09/10/2025.
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