Hanmi Financial (NASDAQ: HAFC) CFO nets stock grant, uses shares for tax

Rhea-AI Filing Summary

HANMI FINANCIAL CORP Chief Financial Officer Romolo Santarosa reported equity compensation activity involving restricted stock that vested after meeting performance goals. On March 26, 2026, 7,623 shares of common stock were acquired as a grant/award when a 2023 performance-based restricted stock grant vested at 120% of the target payout.

To satisfy tax obligations related to this vesting, a total of 2,602 shares of common stock were disposed of through tax-withholding transactions at a reference price of $26.33 per share. After these transactions, Santarosa directly held 78,336 shares of Hanmi Financial Corp common stock. These are compensation-related and tax-withholding entries rather than open-market purchases or sales.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider SANTAROSA ROMOLO

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	553	$26.33	$15K
Grant/Award	Common Stock	7,623	$0.00	--
Tax Withholding	Common Stock	2,049	$26.33	$54K

Holdings After Transaction: Common Stock — 72,762 shares (Direct)

Footnotes (1)

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Key Figures

Restricted shares vested: 7,623 shares Performance grant target: 6,353 shares Payout level: 120% +3 more

6 metrics

Restricted shares vested 7,623 shares Performance-based restricted stock vesting on March 26, 2026

Performance grant target 6,353 shares Restricted stock granted March 10, 2023 subject to performance criteria

Payout level 120% Performance payout for three-year period ended March 10, 2026

Tax-withheld shares 2,602 shares Shares delivered to cover tax obligations on March 26, 2026

Withholding price $26.33 per share Reference price for tax-withholding dispositions

Shares held after 78,336 shares Direct common stock ownership following reported transactions

Key Terms

restricted stock, performance criteria, tax-withholding disposition, grant, award, or other acquisition, +1 more

5 terms

restricted stock financial

"the reporting person was granted 6,353 shares of restricted stock which would vest"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

performance criteria financial

"subject to the satisfaction of certain performance criteria. The performance criteria for the three year period"

tax-withholding disposition financial

"transaction_action": "tax-withholding disposition","transaction_code_description": "Payment of exercise price or tax liability"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

performance payout financial

"resulting in the vesting of 7,623 shares (120% of payout)"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SANTAROSA ROMOLO

(Last) (First) (Middle)

900 WILSHIRE BLVD., SUITE 1250

(Street)

LOS ANGELES CALIFORNIA 90017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HANMI FINANCIAL CORP [ HAFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/26/2026		F		553	D	$26.33	72,762	D
Common Stock	03/26/2026		A		7,623(1)	A	$0	80,385	D
Common Stock	03/26/2026		F		2,049	D	$26.33	78,336	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On March 10, 2023, the reporting person was granted 6,353 shares of restricted stock which would vest on or after March 10, 2026, subject to the satisfaction of certain performance criteria. The performance criteria for the three year period ended March 10, 2026 were met and certified on March 26, 2026, resulting in the vesting of 7,623 shares (120% of payout).

	/s/ Romolo Santarosa	03/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did HAFC’s CFO report on March 26, 2026?

Hanmi Financial’s CFO reported vesting of restricted stock and related tax withholding. He acquired 7,623 common shares as a grant and had 2,602 shares withheld to cover taxes, leaving him with 78,336 directly held shares after the compensation-related transactions.

Was the HAFC CFO’s Form 4 a market buy or sell of shares?

The filing did not show open-market buying or selling. It reported a grant of 7,623 common shares and two tax-withholding dispositions totaling 2,602 shares, all tied to restricted stock vesting and payment of tax liabilities rather than discretionary market trades.

What performance award triggered the HAFC CFO’s share grant?

The grant stemmed from a March 10, 2023 restricted stock award subject to three-year performance criteria. Those criteria for the period ending March 10, 2026 were met and certified on March 26, 2026, resulting in vesting of 7,623 shares, equal to 120% of the target payout.

How many HAFC shares were withheld for the CFO’s tax obligations?

Two tax-withholding transactions removed a total of 2,602 common shares. One disposition covered 553 shares and another 2,049 shares, both at a reference price of $26.33 per share, to satisfy the exercise price or tax liability associated with the restricted stock vesting.

How many HAFC shares does the CFO hold after these Form 4 transactions?

After the grant and tax-withholding dispositions, the CFO directly holds 78,336 shares of Hanmi Financial common stock. This total reflects the addition of 7,623 vested shares and the removal of 2,602 shares used to cover tax obligations tied to the equity award.

What were the terms of the HAFC CFO’s 2023 restricted stock grant?

On March 10, 2023, the CFO was granted 6,353 restricted shares that would vest on or after March 10, 2026 if certain performance criteria were satisfied. Those criteria were achieved at 120% of target, leading to vesting of 7,623 shares on March 26, 2026.