loanDepot (LDI) director converts 24,606 RSUs into Class A stock

Rhea-AI Filing Summary

loanDepot director Pamela H. Patenaude exercised restricted stock units into Class A Common Stock. She converted 24,606 RSUs into 24,606 shares at no cost, bringing her direct Class A holdings to 318,292.7285 shares. The remaining RSUs are scheduled to vest on May 29, 2026.

Insider Trade Summary

24,606 shares exercised/converted

Mixed 2 txns

Insider PATENAUDE PAMELA H.

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	24,606	$0.00	--
Exercise	Class A Common Stock	24,606	$0.00	--

Holdings After Transaction: Restricted Stock Units — 24,607 shares (Direct); Class A Common Stock — 318,292.729 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PATENAUDE PAMELA H.

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/27/2026		M		24,606	A	(1)	318,292.7285	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/27/2026		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	24,607	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The remaining RSUs are scheduled to vest on May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Pamela H. Patenaude	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did loanDepot (LDI) director Pamela H. Patenaude report on this Form 4?

Pamela H. Patenaude reported exercising restricted stock units into Class A Common Stock. She converted 24,606 RSUs into 24,606 shares at no cost, reflecting a scheduled equity compensation event rather than an open-market purchase or sale of loanDepot stock.

How many loanDepot (LDI) shares does Pamela H. Patenaude hold after this transaction?

After the reported RSU conversion, Pamela H. Patenaude directly holds 318,292.7285 shares of loanDepot Class A Common Stock. This reflects the addition of 24,606 shares received from exercising restricted stock units as part of her director equity compensation.

What type of securities were involved in Pamela H. Patenaude’s loanDepot (LDI) Form 4 filing?

The filing involves restricted stock units and Class A Common Stock of loanDepot. Patenaude exercised 24,606 RSUs, which each convert into one share of Class A Common Stock or equivalent cash value, and received an equal number of common shares at a price of $0.00.

Did Pamela H. Patenaude buy or sell loanDepot (LDI) shares on the open market?

The Form 4 does not show an open-market buy or sell. It reports an exercise or conversion of 24,606 restricted stock units into 24,606 Class A shares at a price of $0.00, which is a compensation-related equity settlement, not a market trade.

When will Pamela H. Patenaude’s remaining loanDepot (LDI) RSUs vest?

The remaining restricted stock units are scheduled to vest on May 29, 2026. Each RSU represents a contingent right to receive one share of loanDepot Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share at settlement.

What does each loanDepot (LDI) restricted stock unit represent for Pamela H. Patenaude?

Each restricted stock unit represents a contingent right to receive one share of loanDepot Class A Common Stock or, alternatively, the cash value of one share. These units typically vest over time, and 24,606 RSUs recently converted into an equal number of Class A shares.