Welcome to our dedicated page for Regional Management SEC filings (Ticker: RM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Basswood Financial Fund, LP reports a proposed resale of 103,870 shares of Common Stock. The filing lists the shares as to be sold in open market and/or transfers from affiliates for cash.
The excerpt also shows multiple recent sales by Basswood, including 11/24/2025 (4,279 shares for $156,226) and 02/20/2026 (632 shares for $21,968.32), reported on the form.
RM submitted a Form 144 reporting proposed sales of Common Stock on the NYSE and listing recent affiliate transactions. The filing lists sale methods as Open Market and/or Transfers from Affiliates and shows cash proceeds classification. The filing includes recent sales by Basswood Financial Long Only Fund, including 1,320 shares on 12/10/2025 and 138 shares on 02/20/2026.
RM notice of proposed sale of Common Stock through J.P. Morgan Securities LLC on the NYSE. The filing lists multiple recent transactions by Basswood Financial Fund, Ltd. including sales on 11/25/2025 (234 shares) and 12/10/2025 (316 shares).
Basswood Financial Fund, Ltd. reported multiple disclosed sales of Common Stock of RM under Rule 144. The excerpt lists individual transactions by date and share count, including sales of 234 shares on 11/25/2025 and 374 shares on 11/21/2025.
The filing names Basswood Financial Fund, Ltd. as the selling holder and shows several trade dates and share quantities; the filing type is a Form 144, which reports proposed or completed Rule 144 sales.
RM submitted a Form 144 notice concerning proposed sales of Common Stock effected through J.P. Morgan Securities LLC. The filing lists multiple past transactions by Basswood Capital Management L.L.C. on dates in November 2025 and December 2025.
Basswood Financial Fund, LP reported multiple dispositions of common stock in a Form 144 filing related to RM. The filing lists several sales across November and December 2025 by Basswood Financial Fund, LP, with individual transactions such as 12/10/2025 (6,605 shares) and 12/09/2025 (3,091 shares).
The notice names J.P. Morgan Securities LLC and shows per-transaction dollar proceeds alongside share counts for each sale. The filing is a routine Section 144 disclosure of affiliate sales.
RM: Notice of proposed sales of Common Stock by an affiliate (Basswood Capital Management L.L.C.).
The filing lists multiple open-market sales completed in November–December 2025, including specific transactions of 12,477, 10,840, 5,232, 778, 778, 7,828, and 16,740 shares on the dates shown. The filer identifies J.P. Morgan Securities LLC in connection with the securities information.
Basswood Capital Management reported a Form 144 relating to proposed sales of Common Stock, listing 430,117 shares to be sold. The filing identifies sale methods as open market and transfers from affiliates. The filing also lists recent completed sales by Basswood, including 11,870 shares on 11/25/2025 and 5,163 shares on 11/24/2025.
Regional Management Corp. furnished an investor presentation outlining its business model, growth plans, and recent credit trends. The company operates 353 branches across 19 states with total finance receivables of $2.1 billion as of December 31, 2025, serving non‑prime consumers through branch, digital, and direct mail channels.
The presentation highlights geographic and product expansion, including growth in auto‑secured and higher‑margin small loans, which helped drive 13.1% year‑over‑year portfolio growth. Customer metrics show a net promoter score of 58 and 84% of customers indicating they would apply again. Credit quality indicators improved, with lower delinquency and net credit loss rates and an allowance for credit losses of $174.4 million, equal to 145% of 30+ day delinquencies of $119.9 million.
Regional also describes a diversified funding platform, including bank facilities and an asset‑backed securities program that has completed 13 securitizations totaling $2.6 billion, with recent rating upgrades from S&P and DBRS. Governance, compliance, and risk‑management frameworks, along with increasing use of digital and AI tools and the fact that 83% of payments are made electronically, are emphasized as foundations for scalable growth.
Regional Management Corp. outlines its 2025 business, describing a diversified consumer finance platform focused on non-prime borrowers through large and small installment loans. As of December 31, 2025, it operated 353 branches in 19 states, serving 590,800 active accounts and managing $2.1 billion in finance receivables.
Revenue grew from $373.9 million in 2020 to $645.6 million in 2025, driven by organic portfolio growth. Large loans totaled $1.6 billion across 289,300 accounts, while small loans totaled $547.0 million across 301,500 accounts. Insurance income, net contributed $45.6 million, or 7.1% of total revenue.
The company emphasizes an omni-channel model, combining branches, direct mail, digital partners, and its website, with nearly 74% of 2025 originations branch-facilitated and about 84% of Q4 2025 payments made via debit card or ACH. It highlights investments in digital tools, underwriting models, collections, and a lighter branch footprint strategy to enhance efficiency.
Key risks include credit performance in a non-prime portfolio, reliance on convenience checks and insurance products, geographic concentration (notably Texas and North Carolina), macroeconomic pressures such as inflation and unemployment, and extensive regulatory oversight, though a two-year CFPB supervisory period ended in January 2026 without adverse findings.