[144] SoFi Technologies, Inc. SEC Filing

Rhea-AI Filing Summary

Form 144 notice by a SoFi insider to sell vested restricted common stock. The filer reports an intended sale of 61,364 shares of common stock, with an aggregate market value of $1,656,171.41, to be executed on 09/16/2025 on NASDAQ through Fidelity Brokerage Services LLC. The shares were acquired on 09/15/2025 via restricted stock vesting and the payment type is listed as compensation. The filing also discloses a prior sale by the same person of 59,962 shares on 06/17/2025 yielding $878,911.01.

The outstanding share count shown is 1,197,450,100, which places the reported sale size in context as a small fraction of total shares outstanding.

Positive

• Disclosure compliance: Form 144 filed, providing transparency about proposed insider sale
• Shares derived from compensation vesting: The 61,364 shares were acquired via restricted stock vesting, indicating routine employee/insider compensation

Negative

• Insider selling activity: The filer sold 59,962 shares on 06/17/2025 and intends to sell 61,364 shares on 09/16/2025, which could be viewed negatively by some investors despite being small

Insights

Securities Analyst

TL;DR: Insider plans to sell recently vested shares; transaction size is small relative to total float and is routine for compensation vesting.

The notice records the sale of 61,364 shares valued at $1.66M from restricted stock vesting and a prior sale of 59,962 shares. Given the issuer's outstanding share count of 1.197 billion, these transactions are immaterial to capital structure and unlikely to affect market liquidity materially. This is a standard disclosure under Rule 144 following vesting and subsequent brokered sale.

Corporate Governance Expert

TL;DR: Disclosure meets Rule 144 reporting expectations; signer affirms no undisclosed material nonpublic information.

The filer indicates the shares were delivered as compensation via restricted stock vesting and includes the requisite representation about material nonpublic information. The presence of a recent prior sale suggests routine monetization of vested equity. From a governance perspective, the filing demonstrates procedural compliance but does not provide additional context on insider intentions or trading plans.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	61364	1656171.41	1197450100	09/16/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	09/15/2025	Restricted Stock Vesting	Issuer			61364	09/15/2025	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Kelli Keough 234 1st Street San Francisco CA 94105	Common	06/17/2025	59962	878911.01

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What is being reported in the SoFi (SOFI) Form 144 filing?

The filing reports an intended sale of 61,364 common shares valued at $1,656,171.41, to be sold on 09/16/2025 through Fidelity on NASDAQ.

How were the shares acquired that are being sold under this Form 144?

The shares were acquired on 09/15/2025 through restricted stock vesting and the nature of payment is listed as compensation.

Has the filer sold other SoFi shares recently?

Yes. The filing discloses a prior sale by the same person of 59,962 shares on 06/17/2025, generating $878,911.01 in gross proceeds.

How large is the proposed sale relative to SoFi's outstanding shares?

The filing shows 1,197,450,100 shares outstanding, so the proposed sale represents a very small fraction of total shares outstanding.

On which exchange will the sale be executed?

The sale is scheduled to be executed on NASDAQ via Fidelity Brokerage Services LLC.