[144] SoFi Technologies, Inc. SEC Filing

Rhea-AI Filing Summary

SoFi Technologies (SOFI) Form 144: The filing notifies a proposed sale of 98,733 common shares through Fidelity Brokerage Services on 09/18/2025, with an aggregate market value of $2,715,157.50. The issuer reports 1,197,450,100 shares outstanding. The shares to be sold were acquired on 09/14/2025 via restricted stock vesting from the issuer and were paid as compensation. The filer also reported sales in the prior three months by Jeremy D. Rishel: 66,847 shares on 06/20/2025 for $1,039,470.85 and 142,578 shares on 09/16/2025 for $3,848,080.42. The form includes the required representation that the seller is not aware of undisclosed material adverse information.

Positive

• Transparent disclosure of the proposed sale through Form 144, including acquisition date and nature (restricted stock vesting).
• Brokered transaction through a major brokerage (Fidelity), indicating standard market execution.

Negative

• Insider sales in the prior three months totaling 209,425 shares may attract investor attention despite being procedural.

Insights

Securities Compliance Analyst

TL;DR: Insider sale follows recent restricted stock vesting and is disclosed via Form 144 as required; appears procedural.

The filing documents a proposed sale of newly vested restricted shares executed through a registered broker, with prior sales disclosed for the three-month lookback period. The acquisition date and nature (restricted stock vesting) and the notation that payment was compensation indicate these are not open-market purchases but insider compensation realizations. The disclosure meets Rule 144 notice requirements and the seller attests to lack of undisclosed material information.

Equity Capital Markets Specialist

TL;DR: Transaction is a routine post-vesting disposition by an insider; market impact is likely limited given company free float.

The amount proposed for sale ($2.7M) is small relative to the reported 1.197B shares outstanding, suggesting limited dilution or market impact from this single sale. Prior three-month sales totaling 209,425 shares are disclosed, consistent with periodic insider liquidity. The use of a major broker and explicit identification of compensation as payment source support standard compliance and execution channels.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	98733	2715157.50	1197450100	09/18/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	09/14/2025	Restricted Stock Vesting	Issuer			98733	09/14/2025	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Jeremy D. Rishel 234 1st Street San Francisco CA 94105	Common	06/20/2025	66847	1039470.85
Jeremy D. Rishel 234 1st Street San Francisco CA 94105	Common	09/16/2025	142578	3848080.42

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does SoFi's (SOFI) Form 144 disclose?

The Form 144 discloses a proposed sale of 98,733 common shares via Fidelity on 09/18/2025, acquired by restricted stock vesting on 09/14/2025 and paid as compensation.

How much value is the proposed SOFI insider sale?

The aggregate market value reported for the proposed sale is $2,715,157.50.

Were there recent insider sales by the same person at SOFI?

Yes. Jeremy D. Rishel sold 66,847 shares on 06/20/2025 for $1,039,470.85 and 142,578 shares on 09/16/2025 for $3,848,080.42.

How many SOFI shares are outstanding according to the filing?

The filing reports 1,197,450,100 shares outstanding.

What was the nature of acquisition for the shares to be sold?

The shares were acquired through restricted stock vesting on 09/14/2025 and the payment is listed as compensation.