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[Form 4] SoFi Technologies, Inc. Insider Trading Activity

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

SoFi Technologies (SOFI) Chief Risk Officer Arun Pinto reported stock-settlement activity tied to restricted stock units (RSUs). On 08/14/2025, 45,389 RSUs vested and were converted into common stock on a one-for-one basis. A portion of the shares were sold the next day: on 08/15/2025, 24,147 shares were disposed of at a price of $22.849 per share to satisfy tax withholding obligations; those sold shares were not issued to the reporting person. Following these transactions, the Form 4 shows the reporting person held 159,257 shares of common stock and 453,886 RSUs (derivative holdings) as reported on the form. The filing was signed by an attorney-in-fact on behalf of the reporting person.

Positive

  • None.

Negative

  • None.

Insights

TL;DR: Routine RSU vesting with shares sold solely to cover tax withholding; no indicated change in control or unusual trading.

This Form 4 documents customary equity compensation mechanics: RSUs vested and converted to common stock, and a subset of shares was sold immediately to satisfy tax withholding. The sale price of $22.849 per share applies only to the withholding disposition and the filer retained a substantial equity stake post-transactions. There is no information in the filing that suggests opportunistic trading beyond routine settlement and tax-related disposition.

TL;DR: Transaction aligns with standard executive equity settlement and withholding practice; governance impact appears minimal.

The entry shows an RSU settlement from a prior grant and an automated withholding sale; the explanatory notes explicitly state shares sold were not issued to the reporting person. This indicates implementation of standard tax-withholding procedures on vesting rather than a discretionary open-market sale. From a governance perspective, the filing documents expected internal compensation administration rather than material issuer-level events.

Insider Pinto Arun
Role Chief Risk Officer
Type Security Shares Price Value
Tax Withholding Common Stock 24,147 $22.849 $552K
Exercise Restricted Stock Unit 45,389 $0.00 --
Exercise Common Stock 45,389 $0.00 --
Holdings After Transaction: Common Stock — 159,257 shares (Direct); Restricted Stock Unit — 453,886 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. Restricted stock units ("RSUs") convert into common stock on a one-for-one basis. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.
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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Pinto Arun
(Last) (First) (Middle)
C/O SOFI TECHNOLOGIES, INC.
234 1ST STREET
(Street)
SAN FRANCISCO CA 94105
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Risk Officer
3. Date of Earliest Transaction (Month/Day/Year)
08/14/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 08/14/2025 M 45,389 A (1) 183,404 D
Common Stock 08/15/2025 F 24,147 D $22.849(2) 159,257 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Unit (3) 08/14/2025 M 45,389 (4) (4) Common Stock 45,389 $0 453,886 D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.
3. Restricted stock units ("RSUs") convert into common stock on a one-for-one basis.
4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.
Remarks:
/s/ Deanna M. Smith, Attorney-in-Fact 08/18/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR