Welcome to our dedicated page for Uscb Fincl SEC filings (Ticker: USCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The USCB Financial Holdings, Inc. (NASDAQ: USCB) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, a community bank established in 2002 and described as one of the largest community banks headquartered in Miami and in the State of Florida. Through its filings, the company reports detailed information on its commercial banking activities, financial condition, and risk profile.
Key filings for USCB include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or unaudited financial statements, net interest income, non-interest income and expense, allowance for credit losses, and discussions of asset quality, capital ratios, and concentrations in areas such as South Florida commercial real estate. Current reports on Form 8-K disclose material events, including earnings releases, investor presentations, stock repurchase agreements, subordinated note issuances, and other significant corporate actions.
Investors can also review filings that describe capital management and funding, such as the Subordinated Note Purchase Agreement for fixed-to-floating rate subordinated notes due 2035, and stock repurchase agreements with institutional shareholders. These documents outline the terms of the securities, intended use of proceeds, and their treatment for regulatory capital purposes.
On Stock Titan, USCB filings are supplemented with AI-powered summaries that highlight the main points of lengthy documents, helping users quickly understand changes in earnings, capital, liquidity, and risk factors without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, and 8-K filings appear promptly, while insider transaction reports on Form 4 and proxy-related materials, when filed, can be used to study executive share activity and governance matters. This page is designed to make USCB’s regulatory history easier to navigate and interpret for investors, analysts, and anyone researching the company’s community banking operations.
USCB Financial Holdings (USCB) reported an insider transaction by an officer (Executive VP, Operations & IT). On 10/28/2025, the officer reported a Form 4 code F transaction involving 1,218 shares of Class A Voting Common Stock at $17.6. Following the transaction, the officer reported 27,744 shares beneficially owned in direct form.
The filing also lists derivative holdings: options to purchase Class A Voting Common Stock at an exercise price of $12.05 covering 30,000 shares (exercisable beginning 09/27/2022, expiring 09/27/2031) and options at $7.5 covering 8,000 shares (exercisable beginning 04/25/2017, expiring 04/25/2026).
The ownership detail includes restricted stock components and future vesting dates, including tranches vesting on January 22, 2026, January 22, 2027, and commencing on October 28, 2025 and January 21, 2026.
USCB Financial Holdings (USCB): Form 4 filed by officer Oscar Gomez. On 10/28/2025, Gomez reported a Code F transaction involving 1,218 shares of Class A voting common stock at $17.60. Following the transaction, he beneficially owned 28,357 shares.
He also holds options for 20,000 shares at $12.05 expiring 09/27/2031 and options for 8,000 shares at $7.50 expiring 07/01/2027. Beneficial ownership includes restricted stock per footnotes with scheduled vesting dates.
USCB Financial Holdings (USCB) reported an insider transaction by its EVP, Sales and Marketing, on a Form 4. On 10/28/2025, 1,623 shares of Class A Voting Common Stock were withheld/disposed under code F at $17.6, typically reflecting tax withholding on a vesting event. Following this, the reporting person beneficially owned 35,716 shares, held directly.
The filing also lists derivative holdings: options to purchase 40,000 shares of Class A Voting Common Stock at an exercise price of $12.05, with an expiration date of 09/27/2031. Footnotes describe multiple restricted stock grants vesting one‑third annually beginning on dates including January 22, 2025; March 8, 2024; October 28, 2025; and January 21, 2026.
USCB Financial Holdings, Inc. furnished an investor presentation under Item 7.01 (Regulation FD). The presentation is provided as Exhibit 99.1 and is also available on the company’s investor website at investors.uscenturybank.com. The materials are being furnished, not filed for purposes of Section 18 of the Exchange Act and are not incorporated by reference into other filings unless specifically referenced. The presentation is titled “USCB Financial Holdings, Inc. Investor Presentation Q3 2025.”
USCB Financial Holdings, Inc. furnished an 8-K announcing its financial results for the quarter ended September 30, 2025. The company attached a press release as Exhibit 99.1 and an earnings presentation as Exhibit 99.2, both incorporated by reference.
Management will host an earnings conference call at 11:00 a.m. ET on October 24, 2025 to discuss quarterly performance. The presentation slides are also available on the investor relations site at investors.uscenturybank.com. The furnished materials are not deemed “filed” for purposes of Section 18 of the Exchange Act.
USCB Financial Holdings, Inc. (USCB) announced a quarterly cash dividend of $0.10 per share on its Class A common stock. The dividend is payable on December 5, 2025 to shareholders of record as of the close of business on November 14, 2025.
The company conveyed the details via a press release furnished with this report. The disclosure highlights ongoing capital returns through regular dividends without additional financial data or guidance.
Insider filing summary: Aida Levitan, a director of USCB Financial Holdings, reported on 10/08/2025 the transfer of 10,000 shares of Class A voting common stock to a family trust for no consideration while retaining beneficial ownership. Following the transfer, the trustee-held shares total 24,968 shares indirectly. The filing also shows ownership of a stock option to buy 4,000 shares at $11.35 exercisable from 09/23/2019 and expiring 09/23/2029. The Form 4 was signed by a power of attorney on 10/09/2025.
Patriot Financial Group II reports collective beneficial ownership of 2,047,409 shares of USCB Financial Holdings Class A common stock, representing 11.3% of the outstanding class. The filing discloses that Patriot Financial Partners II, L.P. sold 1,119,391 shares and Patriot Financial Partners Parallel II, L.P. sold 130,609 shares to clients of T. Rowe Price at $17.19 per share, for an aggregate purchase price of $21,487,500. Ownership details show various related entities and individuals (including W. Kirk Wycoff, Ira Lubert, James Lynch and James Deutsch) hold between 1.2% and 11.3% individually, with most positions held as shared voting and dispositive power. Percentage calculations are based on 18,107,385 Class A shares outstanding according to the company.
Patriot-related investors and director W. Kirk Wycoff reported sales of common stock in USCB Financial Holdings. On September 16, 2025, a total of 1,250,000 Class A Voting Common Stock shares were disposed of at a reported price of $17.19 per share. The filing is submitted jointly by Patriot Financial Partners entities, W. Kirk Wycoff and three other individuals who are affiliated with the Patriot funds. After the transactions, the filing states Patriot Fund II holds 1,823,182 shares and Patriot Parallel Fund II holds 212,727 shares. The filing also discloses that Wycoff holds certain outstanding options totaling 11,500 underlying shares.
Aida Levitan (Director) reported transactions in USCB Financial Holdings, Inc. (USCB) on 09/12/2025 showing acquisition of common stock and exercise of stock options. The filing lists two option exercises on 09/12/2025 that resulted in 7,500 and 2,500 shares being acquired at an exercise price of $7.50 each, and an existing grant of 4,000 options at a $11.35 strike. After the reported transactions, Ms. Levitan directly owned 10,000 shares and indirectly held 14,968 shares through the Aida T. Levitan Living Trust. The form is signed by a power of attorney on 09/16/2025.