Uwharrie director granted 132 UWHR shares

McAulay Matthew D. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

McAulay Matthew D. reported acquisition or exercise transactions in this Form 4 filing.

Uwharrie Capital Corp director Matthew D. McAulay received 132 shares of common stock as part of his annual board retainer. The shares, held jointly with his spouse, were valued using a weighted average price of $11.293 per share for this specific payment.

After this equity grant, McAulay directly holds a total of 1,934 common shares. This transaction reflects non-cash director compensation rather than an open-market purchase or sale, aligning his interests with other shareholders through additional stock ownership.

Insider Trade Summary

Grant/Award: 132 shares

Grant/Award 1 txn

Insider McAulay Matthew D.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	132	$11.293	$1K

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 1,934 shares (Direct)

Footnotes (3)

1. F1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
2. F2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.
3. F3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

Key Figures

Shares granted: 132 shares Weighted average price: $11.293 per share Total shares after transaction: 1,934 shares

3 metrics

Shares granted 132 shares Director Annual Retainer equity payment

Weighted average price $11.293 per share Valuation for this specific retainer payment

Total shares after transaction 1,934 shares Director’s direct holdings after grant

Key Terms

Annual Retainer, weighted average price, Common Stock (Held jointly with Spouse)

3 terms

Annual Retainer financial

"This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director."

weighted average price financial

"based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Common Stock (Held jointly with Spouse) financial

"security_title: Common Stock (Held jointly with Spouse)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did UWHR director Matthew D. McAulay report on this Form 4?

Matthew D. McAulay reported receiving 132 shares of Uwharrie Capital Corp common stock. The shares were granted as part of his Annual Retainer for serving as a director, rather than through an open-market purchase transaction.

How many UWHR shares does Matthew D. McAulay hold after this transaction?

Following the grant, Matthew D. McAulay directly holds 1,934 shares of Uwharrie Capital Corp common stock. These shares are held jointly with his spouse and reflect cumulative ownership after the compensation-related acquisition reported in this Form 4.

What was the price used for the UWHR shares granted to Matthew D. McAulay?

The 132 shares granted to Matthew D. McAulay were valued at a weighted average price of $11.293 per share. This price was calculated specifically for this Annual Retainer payment using the issuer’s common stock acquisition data.

Was Matthew D. McAulay’s UWHR transaction an open-market stock purchase?

No, the transaction was not an open-market purchase. The 132 shares of Uwharrie Capital Corp common stock represented payment for a portion of McAulay’s Annual Retainer for serving as a director, making it compensation-related equity rather than a discretionary buy.

How were the number of UWHR shares in this director grant determined?

The number of shares was based on the Annual Retainer amount divided by a weighted average price of Uwharrie Capital Corp common stock. This method converts a portion of the director’s cash retainer into an equivalent value in shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 03:36 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McAulay Matthew D.

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28002-0338

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	06/17/2026		A(1)		132(2)	A	$11.293(3)	1,934	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.

3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

	Matthew D. McAulay by Tamara M. Singletary, EVP, Uwharrie Capital Corp	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)