Uwharrie director awarded 132 UWHR shares

Almond Zachary D reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Almond Zachary D reported acquisition or exercise transactions in this Form 4 filing.

UWHARRIE CAPITAL CORP director Zachary D. Almond received 132 shares of common stock as part of his annual board retainer. The shares were valued using a weighted average price of $11.293 per share for this specific payment. Following this compensation-related award, he directly holds 782 shares of Uwharrie Capital common stock.

Insider Trade Summary

Grant/Award: 132 shares

Grant/Award 1 txn

Insider Almond Zachary D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held by Self)	132	$11.293	$1K

Holdings After Transaction: Common Stock (Held by Self) — 782 shares (Direct)

Footnotes (3)

1. F1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
2. F2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.
3. F3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

Key Figures

Shares granted: 132 shares Grant price: $11.293 per share Shares held after grant: 782 shares

3 metrics

Shares granted 132 shares Common Stock grant as part of Annual Retainer

Grant price $11.293 per share Weighted average price used for this specific payment

Shares held after grant 782 shares Total direct holdings following the award

Key Terms

Annual Retainer, weighted average price, Common Stock

3 terms

Annual Retainer financial

"This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director."

weighted average price financial

"based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Common Stock financial

"Common Stock (Held by Self)"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did UWHARRIE CAPITAL CORP director Almond report in this Form 4?

Director Zachary D. Almond reported receiving 132 shares of Uwharrie Capital common stock. The shares were granted as part of his Annual Retainer for serving as a director, making this a compensation-related acquisition rather than an open-market stock purchase.

At what price were Zachary Almond’s UWHR shares valued in the grant?

The 132 shares granted to Zachary Almond were valued at a weighted average price of $11.293 per share. This price reflects the issuer’s common stock acquired specifically to satisfy a portion of his Annual Retainer for board service.

How many UWHARRIE CAPITAL CORP shares does Zachary Almond now hold?

After the reported grant, Zachary Almond directly holds 782 shares of Uwharrie Capital common stock. This total includes the newly awarded 132 shares received as partial payment of his Annual Retainer for serving as a director.

Was Zachary Almond’s UWHR transaction an open-market purchase or a grant?

The transaction was a grant, not an open-market purchase. Footnotes explain the 132 shares represent payment for a portion of Zachary Almond’s Annual Retainer, calculated using a weighted average price of Uwharrie Capital’s common stock for this specific payment.

How was the number of UWHARRIE CAPITAL shares in the grant to Almond determined?

The 132 shares were calculated by dividing the portion of Almond’s Annual Retainer being paid in stock by a weighted average price of Uwharrie Capital’s common stock. That weighted average price for this payment was $11.293 per share, according to the disclosure footnotes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 01:51 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Almond Zachary D

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28001

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held by Self)	06/17/2026		A(1)		132(2)	A	$11.293(3)	782	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.

3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

	Zachary D. Almond by Tamara M. Singletary, EVP, Uwharrie Capital Corp	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)