Welcome to our dedicated page for Wintrust Fincl SEC filings (Ticker: WTFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Wintrust Financial Corp (WTFC) SEC filings page provides access to the company’s regulatory disclosures as a financial holding company listed on the Nasdaq Global Select Market. These filings document key aspects of Wintrust’s operations in community banking, specialty finance, and wealth management, as well as its capital structure and governance. Investors can review current reports, earnings-related disclosures, and other material agreements that affect the company’s financial condition and obligations.
Recent Form 8-K filings include announcements of quarterly and year-to-date earnings, with accompanying press releases and slide presentations that detail net interest income, loan and deposit growth, non-interest income, and credit quality measures. Other 8-Ks describe board actions such as the appointment of new independent directors to committees including Risk Management, Information Technology & Information Security, Audit, and Finance, and outline amendments to financing arrangements at subsidiaries, such as receivables purchase agreements and related guarantees.
Capital markets and listing changes are also reflected in Wintrust’s SEC documents. A Form 25 filing shows the removal from listing of certain preferred stock series and related depositary shares, following the company’s decision to redeem those securities. Additional filings identify the listing of depositary shares representing interests in the company’s 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F, under the symbol WTFCN.
On Stock Titan, AI-powered tools summarize Wintrust’s filings to highlight the most important points, such as the nature of new obligations, the impact of capital actions, and the context of earnings releases. Users can quickly scan real-time updates from EDGAR, review Form 8-K disclosures, and track changes in Wintrust’s preferred stock and depositary share listings, while using AI-generated insights to better understand the implications of each filing.
Wintrust Financial Corp officer reports stock award
Wintrust Financial Corp executive Thomas P. Zidar, who serves as Chairman Sr Mkt Hd Wealth - MTG, reported receiving 5,879 shares of the company’s common stock on January 22, 2026 at a price of
The filing notes that this direct holding includes 1,737 Restricted Stock Units granted under the company’s 2025 Stock Incentive Plan, which vest on the third anniversary of the grant date, and 4,142 shares awarded for achieving performance objectives under the Long Term Incentive Program. In addition, he indirectly held 9,366 shares through participation in the Employee Stock Purchase Plan, including 210 shares purchased during 2025.
Wintrust Financial Corp's SVP and Chief Risk Officer, James V. Lentino, reported an equity award of common stock on 01/22/2026. He was granted 436 restricted stock units under the company's 2025 Stock Incentive Plan at a reference price of $152.21 per share. Each unit represents a contingent right to receive one share of common stock and will vest on the third anniversary of the grant date, aligning his compensation with long-term company performance.
After this award, Lentino beneficially owns 436 shares directly and 12 shares indirectly through the Employee Stock Purchase Plan, which includes 11 shares purchased during 2025.
Wintrust Financial Corp. vice chair David Eric Lee reported receiving 2,680 shares of common stock on January 22, 2026, at a price of $152.21 per share. After this award, he beneficially owned 16,858 shares of Wintrust common stock in total, held directly.
The ownership total includes 1,468 restricted stock units granted under the company’s 2025 Stock Incentive Plan, each representing one share that will vest on the third anniversary of the grant date. It also includes 1,212 shares awarded upon attainment of performance objectives under the company’s Long Term Incentive Program.
Wintrust Financial Corporation reported its fourth quarter 2025 earnings on January 20, 2026. The company made its results available through a detailed earnings press release and a Fourth Quarter 2025 Earnings Release Presentation posted on its website.
The press release is provided as Exhibit 99.1 and the related investor presentation as Exhibit 99.2. Both documents include supplemental information on non-GAAP financial measures, with reconciliations and related details described in specific pages of each exhibit.
Wintrust Financial Corporation, through its Canadian subsidiary First Insurance Funding of Canada Inc., has amended its long‑standing receivables funding arrangement with Plaza Trust, administered by Royal Bank of Canada. The Thirteenth Amending Agreement extends the Commitment Maturity Date of the Receivables Purchase Agreement to December 15, 2026 and reduces the facility limit from $650 million to $580 million, while also making technical and ministerial changes.
Wintrust has confirmed its performance guarantee in favor of Plaza Trust, continuing to back First Canada’s obligations under the Receivables Purchase Agreement and future amendments. A new fee letter dated December 15, 2025 replaces the prior August 29, 2024 letter and updates fund costs, rates, notices and fees associated with this funding structure.
Wintrust Financial Corp. (WTFC) founder and senior advisor, an officer of the company, reported a routine equity transaction. On 11/20/2025, the reporting person received 286 shares of common stock as dividends awarded in shares pursuant to previously granted restricted stock units, at a reference price of $127.91 per share. Following this transaction, the reporting person beneficially owns 181,908 common shares directly, 8,244 common shares through a 401(k) plan, and 25,987 common shares indirectly through a spouse. The filing also reports ownership of 2,382 depositary shares of Series F preferred stock directly and 3,919 such depositary shares indirectly through a spouse.
Wintrust Financial Corp (WTFC)11/20/2025, a company officer serving as vice chairman and COO acquired 164 shares of Wintrust common stock at $127.91 per share. The filing explains these shares were dividends paid in stock under previously granted restricted stock units, rather than an open‑market purchase. After this transaction, the officer directly beneficially owns 182,534 shares of Wintrust common stock.
Wintrust Financial Corp (WTFC) senior vice president and chief risk officer reported a change in indirect ownership of company common stock. On 11/04/2025, a Form 4 transaction with code G showed the disposition of 717 shares of common stock at a price of
Wintrust Financial delivered stronger results for the quarter ended September 30, 2025. Net income rose to $216.3 million from $170.0 million a year earlier, with diluted EPS increasing to $2.78 from $2.47. Net interest income grew to $567.0 million, supported by higher loan balances, while the provision for credit losses was $21.8 million, slightly below last year.
Total assets reached $69.6 billion, up from $64.9 billion at December 31, 2024, as loans expanded to $52.1 billion. Deposits increased to $56.7 billion, with a stable mix across non‑interest‑bearing, money market, savings and time deposits. Shareholders’ equity climbed to $7.05 billion, reflecting retained earnings growth, unrealized gains in securities and the issuance of Series F preferred stock alongside redemption of prior preferred series.
Wintrust Financial (WTFC) reported insider transactions by a company officer (Vice Chair, Chief Lending Officer). The filing shows two bona fide gifts of common stock: 475 shares on 10/29/2025 and 114 shares on 10/30/2025, each at a reported price of $0. Following these transactions, direct beneficial ownership stood at 41,173 shares after the first gift and 41,059 shares after the second.
The transactions are coded “G,” indicating gifts, and are reported as Direct (D) ownership. This Form 4 reflects personal share transfers and does not indicate any company-level financing or operational change.