Rhinebeck Bank Partners with MANTL to Accelerate Digital Account Opening

Rhea-AI Summary

Rhinebeck Bank (ALKT) partnered with MANTL, an Alkami solution team, to modernize business and retail account opening across physical and digital channels.

The implementation of MANTL's omnichannel deposit origination platform aims to streamline onboarding, automate KYC/AML/BSA checks, and expand Rhinebeck Bank's digital reach for faster, secure account opening.

News Market Reaction – ALKT

+2.08%

+2.08% Session close to close

In the Mar 26 session, ALKT gained 2.08%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement extends Alkami’s partnership-driven growth, adding Rhinebeck Bank to a series of i...

Analysis

This announcement extends Alkami’s partnership-driven growth, adding Rhinebeck Bank to a series of institutions using MANTL for omnichannel account opening and digital onboarding. It reinforces a strategy already seen in prior deals with banks and credit unions, focusing on automation of KYC/AML/BSA checks and streamlined onboarding. Investors evaluating this development may watch for additional implementation milestones, client wins, and evidence that recurring partnership activity translates into durable revenue and margin benefits over time.

Previous Partnership Reports

5 past events · Latest: Mar 19 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Mar 19	Bank platform launch	Positive	-2.8%	Clear Mountain Bank launched Alkami platform and added Data & Marketing Solution.
Mar 17	Account opening partnership	Positive	+0.6%	Austin Telco FCU partnered with MANTL to modernize retail account opening.
Mar 12	Omnichannel expansion	Positive	-2.7%	Empower FCU chose MANTL suite to enable omnichannel account opening.
Feb 24	Integration partnership	Positive	+0.8%	MANTL integrated with MeridianLink for API-driven POS loan applications.
Feb 4	Business & retail upgrade	Positive	+1.7%	Amplify Credit Union partnered with MANTL to modernize account opening.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Partnership announcements have generally been viewed as positive but have produced mixed, slightly negative average next-day moves.

Recent Company History

Over recent months, Alkami has repeatedly highlighted partnership-driven growth, particularly through its MANTL unit and digital banking platform. Events on Feb 4, Feb 24, Mar 12, Mar 17, and Mar 19 showcased new bank and credit union rollouts, integrations, and omnichannel onboarding capabilities. Price reactions to these partnership updates have been mixed, with several modest declines offset by smaller gains, yielding an average move of about -0.46%. Today’s Rhinebeck Bank collaboration fits this ongoing partnership-led expansion theme.

Key Terms

know your customer (kyc), anti-money laundering (aml), bank secrecy act (bsa), omnichannel, +1 more

5 terms

know your customer (kyc) regulatory

"automate a significant number of application decisions — including Know Your Customer (KYC), Anti-Money"

"Know your customer (KYC)" is the process financial institutions use to verify the identity of their clients before providing services. It helps prevent illegal activities like fraud or money laundering by ensuring the person they are dealing with is genuine. For investors, KYC offers reassurance that their transactions are protected and conducted with trustworthy parties.

anti-money laundering (aml) regulatory

"number of application decisions — including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank"

Anti-money laundering (AML) is the set of laws, checks and internal controls that financial firms and other regulated businesses use to detect and stop criminals from disguising illegal money as legitimate. Like locks and ID checks at an airport, AML systems track where money comes from and who is using it to reduce fraud, corruption and financing of crime. For investors, strong AML compliance lowers the risk of heavy fines, operational disruption and reputational damage that can hurt a company’s value.

bank secrecy act (bsa) regulatory

"Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act (BSA) checks, product and service ordering"

A law that requires banks and other financial firms to keep records, check identities and report suspicious transactions to help prevent money laundering, fraud and financing of crime. For investors it matters because firms that break these rules can face large fines, restricted operations and damaged reputations—similar to a business losing its driver’s license—so compliance affects a company’s risk profile and long‑term value.

omnichannel technical

"implementing MANTL's omnichannel deposit origination Platform, Rhinebeck Bank will streamline onboarding"

A coordinated approach to selling and serving customers across all touchpoints—stores, websites, mobile apps, social media, and call centers—so the experience feels like one continuous conversation no matter where a customer interacts. For investors, omnichannel capability signals how well a company can attract and keep customers, turn interactions into sales, and use shared customer data to cut costs and boost revenue—making it a key driver of growth and competitive strength.

digital onboarding technical

"offer a faster, smarter, and more convenient digital onboarding process without compromising the personal"

Digital onboarding is the process companies use to bring customers or users on board entirely online — from identity checks and paperwork to account setup and initial verification — much like completing a new membership form and ID check on your phone instead of visiting a branch. Investors care because smooth, secure digital onboarding can cut customer acquisition costs, speed growth, reduce fraud and compliance risk, and improve retention, all of which affect revenue and profit potential.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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The collaboration enhances business and retail account opening at Rhinebeck Bank, creating a seamless experience across every channel

PLANO, Texas, March 26, 2026 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Rhinebeck Bank to modernize and transform business and retail account opening across physical and digital banking channels. With MANTL, Rhinebeck Bank will reduce friction, expand its digital reach, and better serve a broader range of businesses and consumers through a secure, seamless experience designed for today's digital-first customers.

By implementing MANTL's omnichannel deposit origination Platform, Rhinebeck Bank will streamline onboarding for new and existing customers, enabling businesses and consumers to open accounts anytime, anywhere. The bank will first enhance its digital channels, empowering new business and retail customers to quickly and securely open deposit accounts online.

"Partnering with MANTL reinforces our commitment to providing exceptional banking experiences across every channel," said Matthew Smith, president and chief executive officer of Rhinebeck Bank. "As customer expectations continue to evolve, this collaboration allows us to offer a faster, smarter, and more convenient digital onboarding process without compromising the personal touch and community focus our customers rely on. MANTL's technology positions Rhinebeck Bank for the future while ensuring we continue to build strong relationships with the people and businesses we serve."

The partnership supports Rhinebeck Bank's broader digital transformation strategy, centered on accessibility, operational efficiency, and sustainable growth. Through MANTL's Onboarding & Account Opening Solution, the bank will be able to automate a significant number of application decisions — including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act (BSA) checks, product and service ordering, funding, and core booking, significantly reducing manual processes while accelerating account growth.

"We're excited to partner with Rhinebeck Bank, a financial institution that truly values innovation and customer service," said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. "Our Onboarding & Account Opening Solution is built to help community banks compete and thrive in an increasingly digital marketplace, and we look forward to supporting Rhinebeck Bank as they enhance the customer journey from day one."

To learn how MANTL can transform your account opening process and empower your team, or to schedule a demo, visit here.

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under ten minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, ensuring an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S. For more information, visit mantl.com or follow MANTL on LinkedIn.

About Rhinebeck Bank
Rhinebeck Bancorp (Nasdaq: RBKB) is the bank holding company for Rhinebeck Bank, a New York-chartered stock savings bank headquartered in Poughkeepsie, New York. The Bank conducts its business from 13 full-service banking offices and two representative offices located in New York's Albany, Dutchess, Orange and Ulster Counties. For more than 160 years, Rhinebeck Bank has been an integral part of the area's economic growth and a driving force for commerce along the Hudson River. Rhinebeck Bank takes pride in being personally involved in local businesses, communities, and charitable organizations. Its ability to be responsive to the needs of customers and community has led its continued growth. For more information about Rhinebeck Bank or any of its products or services, please visit: Rhinebeckbank.com

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

View original content to download multimedia:https://www.prnewswire.com/news-releases/rhinebeck-bank-partners-with-mantl-to-accelerate-digital-account-opening-302725209.html

SOURCE Alkami Technology, Inc.

FAQ

What did Rhinebeck Bank (ALKT) announce on March 26, 2026 about digital account opening?

They announced a partnership with MANTL to modernize account opening across channels. According to the company, MANTL's platform will streamline onboarding and expand digital reach for both business and retail customers.

How will MANTL's platform change Rhinebeck Bank (ALKT) customer onboarding?

It will streamline and automate onboarding decisions to reduce manual steps. According to the company, automation covers KYC, AML, BSA checks, product ordering, funding, and core booking to accelerate account openings.

Will the Rhinebeck Bank (ALKT) partnership with MANTL affect in-branch account opening?

Yes, it supports omnichannel account opening to preserve in-branch experiences. According to the company, the solution aims to deliver a seamless experience across physical and digital channels while retaining personal service.

What customer benefits did Rhinebeck Bank (ALKT) cite from working with MANTL?

Faster, more convenient, and secure account opening for businesses and consumers. According to the company, the collaboration targets reduced friction, expanded digital reach, and improved onboarding anytime, anywhere.

How can investors or customers learn more about Rhinebeck Bank (ALKT) and MANTL's solution?

They can request a demo or visit online resources for Anticipatory Banking and Alkami's platform. According to the company, demo scheduling and product information are available via the provided links.