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Kingstone Companies, Inc. (KINS) Form 4: Randy L. Patten, serving as CFO, VP and Treasurer and a director, reported an acquisition of 43,290 shares of common stock on 08/25/2025 as a restricted stock grant. The reported price is shown as $0, reflecting that the shares were issued pursuant to a grant rather than a cash purchase.
The filing specifies a vesting schedule: 10,823 shares vest on 08/25/2026, 10,822 shares on 08/25/2027 and 21,645 shares on 08/25/2028. The reporting form is filed by one reporting person and is signed by Randy L. Patten.
Randy L. Patten, serving as Chief Financial Officer, Vice President, Treasurer and a director of Kingstone Companies, Inc. (KINS), submitted an initial Form 3 disclosing beneficial ownership information. The filing reports 0 shares of Common Stock beneficially owned by the reporting person and lists the relationship to the issuer (officer and director). The filing serves as the required initial disclosure under Section 16.
Pranav Pasricha, a director of Kingstone Companies, Inc. (KINS), reported acquiring 1,536 shares of the company on 08/19/2025 as payment for director fees. The transaction was recorded at a price of $0, and the filing notes these are unvested shares that are scheduled to vest on January 2, 2026, subject to earlier vesting in certain circumstances. The Form 4 was signed by Mr. Pasricha on 08/21/2025. The shares are held in a direct ownership form.
Kingstone Companies, Inc. (KINS) Form 3 discloses that Pranav Pasricha, listed at a Kingston, NY address and identified as a director, filed an initial beneficial ownership statement. The event date triggering the filing is 08/06/2025. The report indicates 0 shares of Common Stock beneficially owned in a direct capacity. The filing is signed by Pranav Pasricha on 08/21/2025. No derivative securities or indirect ownership interests are reported.
Kingstone Companies, Inc. (KINS) reported growing underwriting scale and strengthening liquidity while managing catastrophe risk and reserving challenges. Net premiums earned rose $30,614,000 (51.8%) to $89,738,000 for the six months ended June 30, 2025, driven by quota-share adjustments and market opportunity. Net investment income increased to $4,349,000 and cash and invested assets totaled $273,550,000. Net losses and LAE were $45,102,000, with a net loss ratio improving to 50.3% from 54.3% a year earlier. The company reduced quota-share cessions from 27% to 16% in 2025 and secured a $125,000,000 multi-year catastrophe bond priced at 4.5% covering July 1, 2025 through June 30, 2029. Management disclosed a 5-year plan targeting $500 million direct written premium and on July 22, 2025 declared a $0.05 quarterly dividend.
On 6 Aug 2025, Kingstone Companies (NASDAQ: KINS) filed an 8-K disclosing board and shareholder-meeting outcomes.
Board changes (Item 5.02): Directors Carla D’Andre and Timothy McFadden concluded their service. Pranav Pasricha, noted for insurance-technology expertise, was elected to the six-member board.
Annual Meeting results (Item 5.07):
- All six nominees were re-elected; support ranged from 94.0% to 99.1% of votes cast.
- Auditor CBIZ CPAs P.C. ratified with 9,997,477 for / 24,421 against (99.7% approval).
- Say-on-Pay passed: 5,517,003 for (93.8%), 324,524 against.
- Investors chose annual advisory votes on executive compensation (4,940,857 votes).
No financial performance metrics, transactions, or guidance were reported. The filing is primarily a corporate-governance update with limited immediate earnings impact.
Kingstone Companies announced its Annual Meeting of Stockholders to be held virtually on August 6, 2025. The meeting will address several key agenda items including:
- Election of six directors
- Ratification of CBIZ CPAs P.C. as independent auditor
- Non-binding advisory vote on executive compensation
- Advisory vote on frequency of future compensation votes
The filing reveals executive compensation details for 2024, with CEO Meryl S. Golden receiving total compensation of $1,158,658, including a $500,000 base salary and $496,358 bonus. Other named executives include Sarah Chen (Chief Actuary) with total compensation of $708,094 and Jennifer Gravelle (CFO) with $631,080.
Stockholders of record as of June 13, 2025 are eligible to vote, with 14,007,716 shares outstanding. The company implements cumulative voting for director elections and requires a majority of shares (7,003,859) for quorum. Proxy materials were made available to stockholders on June 26, 2025.