Welcome to our dedicated page for Regional Mgmt SEC filings (Ticker: RM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Regional Management Corp. filings document the formal record for a consumer finance company operating as Regional Finance. Periodic and current reports describe installment-loan revenue, originations, net finance receivables, credit losses, delinquencies, provisions for credit losses and funding used to support the loan portfolio.
Form 8-K disclosures cover results of operations, dividend declarations, Regulation FD presentations and material agreements tied to the company’s capital and lending platform, including its Senior Revolving Credit Facility, RMR IV warehouse facility and program management agreement with Column N.A. Proxy materials document board matters, executive compensation, equity awards and shareholder voting items. The filings also address liquidity covenants, receivables financing, risk management and governance matters relevant to the company’s consumer lending model.
Regional Management Corp. amended several key financing agreements tied to its revolving credit and warehouse facilities. The company entered a First Amendment to its senior revolving credit Loan and Security Agreement and updated related definitions to support pledging receivables originated by a bank partner once certain conditions are met.
The company also executed amendments to its RMR IV, V, VI and VII warehouse credit agreements. These changes revise concentration, eligibility and other structural definitions, add more subsidiaries as receivable originators, and extend revolving periods and final maturity dates into 2027–2029. For the RMR VII facility, the amendment adjusts the advance rate mechanics and, via a related fee letter, reduces the interest margin on advances to 2.1% per annum, refining the cost and terms of this funding source.
Regional Management Corp. reported higher profitability for the quarter ended March 31, 2026. Total revenue rose to $167.3M, driven mainly by interest and fee income of $150.3M and insurance income of $11.8M. Net income increased to $11.4M, with basic earnings per share of $1.24 and diluted earnings per share of $1.18, compared with $0.73 and $0.70 a year earlier.
Net finance receivables were $2.10B, slightly below year-end 2025, while the allowance for credit losses stood at $219.5M, or 10.4% of net finance receivables. Credit losses were $71.2M versus $61.7M a year earlier, reflecting elevated loss activity. Total assets were $2.07B and total stockholders’ equity was $375.8M.
The company continued returning capital to shareholders, paying a quarterly dividend of $0.30 per share and repurchasing 208 thousand shares for $7.5M. Subsequent to quarter-end, it extended several revolving warehouse credit facilities, pushing out maturities into 2028–2029 and modestly reducing pricing on one facility, and the Board declared another $0.30 per-share dividend payable in June 2026.
Forager Fund, L.P., a ten percent owner of Regional Management Corp., reported open-market sales of common stock. The fund sold 2,101 shares on April 28, 2026 at a weighted average price of $39.59 per share, in multiple trades between $39.535 and $39.815. It then sold 2,916 shares on April 29, 2026 at a weighted average price of $38.50, in trades between $38.50 and $38.515. After these transactions, the fund directly held 948,458 shares of Regional Management common stock. Forager Capital Management, LLC is the fund’s general partner, and Edward Kissel and Robert MacArthur are principals with shared voting and disposal authority; each reporting person disclaims beneficial ownership beyond any pecuniary interest.
Regional Management Corp. reported strong first-quarter 2026 results and declared a cash dividend. Net income was $11.4 million, with diluted EPS of $1.18, up about 69% year-over-year. Record first-quarter revenue reached $167.3 million, driven by 11.3% loan portfolio growth to $2.1 billion.
The operating expense ratio improved to an all-time best 12.2%, down 180 basis points from a year ago, helping profitability despite a higher $64.9 million credit loss provision and a 12.5% net credit loss rate. The board declared a $0.30 per share dividend, payable June 10, 2026.
Forager Fund, L.P., a ten percent owner of Regional Management Corp., reported open-market sales of a total of 27,961 shares of common stock over three days. The fund sold 7,173 shares on April 17 at a weighted average price near $38.56, 15,000 shares on April 20 around $39.68, and 5,788 shares on April 21 around $40.18. After these transactions, the filing shows 953,475 shares of common stock held directly. The shares are held by Forager Fund, L.P.; Forager Capital Management, LLC is its general partner, and Messrs. Kissel and MacArthur have shared voting and disposition authority but each reporting person disclaims beneficial ownership beyond any pecuniary interest.
Regional Management Corp. vice president and chief accounting officer Steven B. Barnette completed an open-market sale of 1,600 shares of common stock at $40.00 per share. After this transaction, he directly holds 18,346 shares of Regional Management common stock. The sale was made pursuant to a pre-arranged Rule 10b5-1 trading plan adopted by Barnette on December 1, 2025, indicating it was scheduled in advance rather than timed discretionarily.
Regional Management Corp. executive Brian J. Fisher exercised options and sold a portion of his shares in a planned series of transactions. On April 15, 2026, he exercised employee stock options to acquire 8,918 shares of common stock at $19.99 per share, fully using this option grant.
As part of this net exercise, 5,957 shares were withheld by the company at a market price of $38.22 to cover the exercise price and related tax withholding obligations, which are described as non-market transactions. After the exercise and withholding, his direct common stock holdings were 30,706 shares.
On April 17, 2026, Fisher then sold 2,961 shares of common stock in an open-market transaction at $38.95 per share under a Rule 10b5-1 trading plan adopted on December 10, 2025. Following these transactions, he directly holds 27,745 shares of Regional Management Corp. common stock and no remaining derivative position from this option grant.
RM filing notifies of an intended disposition of 2,961 shares of Common Stock tied to an exercise of stock options effective 04/17/2026. The filing also lists 10b5-1 sales executed on 04/15/2026 (5,457 shares, $207,874.05) and 04/14/2026 (3,000 shares, $114,213.90) as transactions in the preceding three months.
Forager Fund, L.P. and related reporting persons, as ten percent owners of Regional Management Corp., reported open-market sales of common stock over three consecutive days. They sold 7,398 shares at a weighted average price of about $38.02 on April 14, 2026, 17,602 shares at about $38.06 on April 15, 2026, and 12,827 shares at about $38.48 on April 16, 2026. After these transactions, the Fund directly held 981,436 shares, indicating it continues to maintain a large position in Regional Management despite the net sale of 37,827 shares.