Welcome to our dedicated page for Auburn National SEC filings (Ticker: AUBN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Auburn National Bancorporation's SEC filings reveal the financial dynamics of community banking in East Alabama, where local economic conditions directly impact loan performance, deposit stability, and profitability metrics. Understanding these regulatory documents helps investors assess how this century-old institution manages the fundamental banking business: accepting deposits and making loans within a concentrated geographic market.
The company's 10-K annual reports detail the composition of Auburn National Bancorporation's loan portfolio, breaking down commercial loans, residential mortgages, consumer loans, and commercial real estate exposures. These segment disclosures show where the bank deploys capital and which lending categories drive interest income. For community banks, loan portfolio composition reflects the local economy's structure—agricultural lending, small business loans, residential mortgages, and commercial real estate all tell the story of East Alabama's economic base. Our AI highlights these portfolio breakdowns, eliminating the need to navigate dense financial statement footnotes.
10-Q quarterly reports track performance trends between annual filings, revealing how net interest margin responds to Federal Reserve rate changes, how deposit costs fluctuate with competitive pressures, and whether credit quality metrics signal emerging loan problems. Community banks face particular interest rate sensitivity because they typically hold fixed-rate residential mortgages funded by variable-rate deposits. Quarterly reports expose these asset-liability dynamics through margin analysis and interest rate risk disclosures.
Credit quality metrics buried in regulatory filings deserve special attention for community bank investors. Nonperforming asset ratios, loan loss reserve adequacy, charge-off rates, and past-due loan trends indicate whether the bank's underwriting standards and local economic conditions support sustainable lending. A community bank's geographic concentration means economic stress in East Alabama would show up quickly in these credit metrics. Our platform surfaces these key risk indicators from lengthy financial statements.
Form 4 insider transaction filings reveal when directors and executives buy or sell Auburn National Bancorporation shares. For thinly-traded community bank stocks, insider purchases sometimes signal management's confidence in the institution's financial trajectory, while sales may reflect portfolio diversification or personal financial planning. Tracking these transactions provides context on how those closest to the business view its prospects.
DEF 14A proxy statements disclose executive compensation structures, director independence, and governance practices. Community bank compensation often includes incentives tied to return on equity, asset quality, and deposit growth—metrics that align management interests with long-term franchise value. Proxy statements also detail director backgrounds, revealing the local business expertise and banking experience that board members contribute to strategic oversight.
Auburn National Bancorporation, Inc. (AUBN)
Auburn National Bancorporation (AUBN) reported Q3 2025 results. Net earnings were $2,227 thousand, or $0.64 per share, on total revenue of $8,401 thousand. Net interest income was $7,572 thousand, aided by a benefit in provision for credit losses of $255 thousand.
For the first nine months, net earnings reached $5,590 thousand ($1.60 per share). Net interest income was $21,961 thousand, and the net interest margin (tax‑equivalent) was 3.26%. Noninterest income totaled $2,365 thousand while noninterest expense was $17,388 thousand.
At September 30, 2025, total assets were $1,011,184 thousand and deposits were $917,266 thousand. Loans, net were $551,221 thousand with an allowance for credit losses of $6,691 thousand. Stockholders’ equity was $89,613 thousand, reflecting an improvement in accumulated other comprehensive loss to $21,072 thousand. The company paid cash dividends of $0.27 per share in Q3 and $0.81 per share year‑to‑date. Shares outstanding were 3,493,699 as of November 11, 2025.
Auburn National Bancorporation, Inc. filed an 8-K stating it issued a press release announcing the declaration of its quarterly dividend. The press release is attached as Exhibit 99.1 and dated November 12, 2025.
The company’s common stock trades on the Nasdaq Global Market under the symbol AUBN. The report was signed by President and CEO David A. Hedges.
Auburn National Bancorporation, Inc. (AUBN) furnished a Form 8-K to provide a press release reporting its financial results for the quarter and nine months ended September 30, 2025. The press release is attached as Exhibit 99.1 and dated October 23, 2025.
The company states the information is being furnished, not filed, and therefore is not subject to liabilities under Section 18 of the Exchange Act nor incorporated by reference unless expressly stated. AUBN’s common stock trades on the Nasdaq Global Market under the symbol AUBN.
Auburn National Bancorporation (AUBN) reported an initial insider filing as Walton T. Conn, Jr. became a director on October 6, 2025. He disclosed 1,137 shares of common stock held directly as joint tenants with his spouse and 668 shares held indirectly through a Schwab IRA Rollover FBO Walton T. Conn, Jr. No derivative securities were reported.
William F. Ham Jr., a director of Auburn National Bancorporation, Inc. (AUBN), reported two open-market purchases on
Insider purchases by a senior officer. Shannon O'Donnell, identified as a Senior Vice President, reported two purchases of common stock on
Director David E. Housel reported two open-market purchases totaling 17,345 shares of Auburn National Bancorporation (AUBN) on
Director purchase recorded: A director, Barrett J Tutt, reported two purchases totaling 70 shares of AUBN common stock on
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