Welcome to our dedicated page for Sofi Technologies SEC filings (Ticker: SOFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SoFi Technologies, Inc. filings document a public digital financial-services company with consumer lending, banking, investing, home lending and technology-platform operations. Form 8-K reports quarterly and annual results, loan originations, member and product metrics, adjusted revenue measures and operating data furnished with earnings releases.
Proxy materials cover board matters, executive compensation, equity awards and annual stockholder voting. Other filings disclose leadership transition arrangements, Regulation FD information about officer prepaid variable forward contracts and share pledges, common-stock capital actions, underwriting agreements, registration-statement references, use of proceeds and governance matters tied to SoFi's financial-services and payments platform.
SoFi Technologies' Chief Risk Officer Arun Pinto entered a prepaid variable forward contract on February 2, 2026 referencing his SoFi common stock. He will receive an upfront cash payment of approximately $1.2 million and has pledged 71,500 shares of SoFi common stock as collateral.
The contract matures on or about February 2, 2029, when Pinto must either deliver SoFi shares or, at his election, settle in cash. The number of shares deliverable varies with the stock price relative to a $36.1032 cap level and a $19.0052 floor level. Pinto retains all voting rights in the pledged shares during the term.
SoFi Technologies, Inc. filed a current report to notify the market that it released its financial results for the three months and year ended December 31, 2025. The company issued a press release on January 30, 2026, and attached it as Exhibit 99.1 to this filing.
The report explains that these results are being furnished, not filed, which limits how they are treated under federal securities laws. The filing is signed on behalf of SoFi by its Chief Financial Officer, Christopher Lapointe.
SoFi Technologies executive Kelli Keough reported a planned stock sale under a pre-set trading plan. On January 20, 2026, Keough sold 9,468 shares of SoFi common stock at a weighted average price of $25.7496 per share, with individual trade prices ranging from $25.3100 to $26.3300. The transaction was coded as a sale of non-derivative common stock and was executed under a Rule 10b5-1 trading plan adopted on July 30, 2025, which is designed to allow insiders to sell shares according to a pre-arranged schedule. After this sale, Keough beneficially owned 303,480 shares of SoFi common stock in direct ownership.
JPMorgan Chase & Co. filed a Schedule 13G reporting a passive ownership stake in SoFi Technologies, Inc. common stock. As of 12/31/2025, JPMorgan is deemed to beneficially own 64,981,867 SoFi shares, representing 5.1% of the outstanding common stock. The firm has sole voting power over 58,776,908 shares and shared voting power over 236,589 shares. It holds sole dispositive (selling) power over 64,729,879 shares and shared dispositive power over 247,164 shares. JPMorgan certifies the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of SoFi.
SoFi Technologies, Inc. reported the initial holdings of its General Counsel, Robert S. Lavet, in a Form 3. He beneficially owns 41,905 shares of common stock directly. He also has indirect ownership of 12,172 shares held by the Robert S. Lavet Trust and 2,210 shares held by the Robert S. Lavet Trust and the Lorraine Lavet Trust as joint tenants in common.
Lavet also holds restricted stock units linked to SoFi Bank, N.A. board service before his current employment. One RSU award covers 5,149 shares of common stock and vests at the earlier of the next annual shareholder meeting after June 9, 2025 or the 12‑month anniversary of that date. A second RSU award for 2,823 shares vests on a similar schedule tied to the next annual meeting after July 21, 2025. Each RSU converts into one share of common stock for no cash payment.
SoFi Technologies, Inc. reported a leadership transition arrangement involving its former General Counsel, Stephen Simcock. He retired from the General Counsel role effective December 31, 2025.
The company and Mr. Simcock agreed that he will serve as an advisor from January 5, 2026 through December 31, 2026, providing transitional services. In return, he will receive a monthly fee of $83,333.33 and Company-paid COBRA subsidies. Their relationship is governed by an Advisor Agreement dated January 5, 2026, which is expected to be filed with SoFi’s Annual Report on Form 10-K for the year ended December 31, 2025.
SoFi Technologies, Inc. reported insider equity activity by an executive. On 12/15/2025, the EVP, GBUL, SIPS settled three restricted stock unit (RSU) grants into 82,643, 26,476 and 13,067 shares of common stock at no cost, bringing the directly owned position to 387,220 shares. On 12/16/2025, 64,804 shares were disposed of at $26.258 per share to satisfy tax withholding obligations related to the vesting of stock-settled RSUs, reducing direct holdings to 322,416 shares. Each RSU represents a contingent right to receive one share of SoFi common stock upon settlement for no consideration, and the transactions relate to previously disclosed RSU awards.
SoFi Technologies, Inc. reported insider equity transactions by its Chief Technology Officer. On December 8, 2025, the officer acquired 1,042.972 shares of common stock at $11.985 per share through the 2024 Employee Stock Purchase Plan, bringing direct ownership to 761,828.972 shares.
On December 15, 2025, restricted stock units converted into common stock in two settlements of 271,751 and 4,792 shares, with no cash exercise price, increasing direct ownership to 1,038,371.972 shares. On December 16, 2025, 151,937 shares were sold at $26.258 solely to cover tax withholding on vested stock-settled RSUs, leaving the officer with 886,434.972 shares of common stock held directly.
SoFi Technologies, Inc. reported an insider equity transaction by its Chief Financial Officer and Principal Accounting Officer. On 12/15/2025, previously granted restricted stock units (RSUs) settled into 135,248 shares of common stock and an additional 6,098 shares, each RSU converting into one share for no cash consideration. To satisfy tax withholding tied to these stock-settled RSUs, 74,823 shares were withheld and not issued to the executive at a value of $27.28 per share. Following these transactions, the officer directly owned 1,703,552 shares of common stock and continued to hold RSU awards covering 542,941 and 347,597 underlying shares.
SoFi Technologies, Inc. reported an insider equity transaction by its chief executive officer and director. On 12/15/2025, the executive settled restricted stock units (RSUs) into common shares, acquiring 559,716 and 17,134 shares of common stock through transactions coded "M," which reflect RSU conversions. RSUs give the right to receive one share of common stock for no cash payment when they vest.
To cover tax withholding related to these stock-settled RSUs, 305,304 shares were withheld in a transaction coded "F" at a price of $27.28 per share; these withheld shares were not issued to the executive. After these transactions, the executive directly beneficially owned 11,619,452 shares of SoFi common stock and continued to hold RSUs representing 1,394,974 and 976,582 underlying shares, which may settle into stock in the future.