Welcome to our dedicated page for Sofi Technologies SEC filings (Ticker: SOFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SoFi Technologies, Inc. filings document a public digital financial-services company with consumer lending, banking, investing, home lending and technology-platform operations. Form 8-K reports quarterly and annual results, loan originations, member and product metrics, adjusted revenue measures and operating data furnished with earnings releases.
Proxy materials cover board matters, executive compensation, equity awards and annual stockholder voting. Other filings disclose leadership transition arrangements, Regulation FD information about officer prepaid variable forward contracts and share pledges, common-stock capital actions, underwriting agreements, registration-statement references, use of proceeds and governance matters tied to SoFi's financial-services and payments platform.
SoFi Technologies, Inc. reported an insider equity transaction by its chief executive officer and director. On 12/15/2025, the executive settled restricted stock units (RSUs) into common shares, acquiring 559,716 and 17,134 shares of common stock through transactions coded "M," which reflect RSU conversions. RSUs give the right to receive one share of common stock for no cash payment when they vest.
To cover tax withholding related to these stock-settled RSUs, 305,304 shares were withheld in a transaction coded "F" at a price of $27.28 per share; these withheld shares were not issued to the executive. After these transactions, the executive directly beneficially owned 11,619,452 shares of SoFi common stock and continued to hold RSUs representing 1,394,974 and 976,582 underlying shares, which may settle into stock in the future.
SoFi Technologies, Inc. reports insider equity activity by its General Counsel. On 12/15/2025, restricted stock units (RSUs) previously granted to the officer were settled into 71,353 and 6,534 shares of SoFi common stock, with each RSU converting into one share for no cash consideration. Following these transactions, the officer beneficially owned 280,582 shares directly.
On 12/16/2025, 44,749 shares of common stock were disposed of at $26.258 per share to cover tax withholding obligations related to the RSU vesting, leaving the officer with 235,833 directly owned shares. After these events, the officer continued to hold derivative positions in RSUs covering 713,532 and 84,940 underlying shares of common stock.
SoFi Technologies' Chief Risk Officer reported routine stock activity involving restricted stock units (RSUs). On 12/15/2025, 11,434 RSUs vested and converted into the same number of SoFi common shares at no cash cost. On 12/16/2025, 6,569 shares were sold at $26.258 per share to cover tax withholding obligations related to this vesting, and these shares were not retained.
After these transactions, the officer beneficially owned 143,261 shares of SoFi common stock directly, along with 148,644 RSUs, each representing a contingent right to receive one share of common stock upon settlement for no consideration.
SoFi Technologies, Inc. is offering 54,545,454 shares of its common stock at $27.50 per share, for gross proceeds of $1,499,999,985.00. The company expects net cash proceeds of approximately $1.484 billion after underwriting discounts and estimated expenses, and has granted underwriters a 30-day option to purchase up to an additional 8,181,818 shares.
Shares outstanding are expected to be 1,259,115,109 after the offering, or 1,267,296,927 if the option is fully exercised, compared with 1,204,569,655 shares outstanding as of September 30, 2025. SoFi plans to use the net proceeds for general corporate purposes, including enhancing its capital position, increasing capital management flexibility and funding incremental growth and business opportunities.
SoFi operates a digital, member-centric financial services platform with lending, financial services and technology platform segments, offering personal, student and home loans, checking and savings accounts, credit cards, investing products and enterprise technology solutions through SoFi Bank and its broader ecosystem.
SoFi Technologies (SOFI) director reported entering a prepaid variable forward contract on November 26, 2025. Under this derivative arrangement, the director pledged 384,000 shares of SoFi common stock as collateral and will receive an upfront cash payment of approximately $7.7 million, while retaining voting, dividend and other rights in the pledged shares during the term.
The contract is split into two equal tranches with maturities in November 2027 and December 2027. Unless settled in cash, the number of shares ultimately delivered will depend on SoFi’s share price at each maturity date, using a Base Amount of 192,000 shares and price thresholds at a Floor Level of $21.6834 and a Cap Level of $51.6961.
SoFi Technologies (SOFI) reported an insider stock sale by its Chief Risk Officer on 11/21/2025. The officer sold 46,132 shares of common stock in an open market transaction at a weighted average price of $24.7598 per share, with individual trade prices ranging from $24.62 to $24.825 per share.
After this transaction, the officer beneficially owns 138,396 shares of SoFi common stock. The sale was completed under a pre-arranged Rule 10b5-1 trading plan that the reporting person adopted on 06/11/2025, which is designed to allow insiders to systematically sell shares under preset conditions.
SoFi Technologies (SOFI) executive insider Deanna M. Smith reported a stock sale. On 11/20/2025, the reporting person, an officer of SoFi with the title EVP, GBUL, SIPS, sold 10,340 shares of SoFi common stock in an open market transaction coded as an "S" sale.
The weighted average sale price was $26.4309 per share, with individual trade prices ranging from $24.9000 to $28.5000 per share. Following this transaction, the reporting person directly beneficially owned 265,034 shares of SoFi common stock. The filing notes that this sale was completed under a pre-arranged Rule 10b5-1 trading plan adopted on May 21, 2024.
SoFi Technologies (SOFI) executive EVP GBUL Borrow reported routine equity compensation activity. On 11/14/2025, the reporting person settled 55,731 restricted stock units (RSUs), which converted into the same number of shares of common stock for no cash consideration, reflecting previously granted stock-based awards. On 11/18/2025, 23,281 shares of common stock were withheld and disposed of at a price of $27.612 per share to cover tax withholding obligations related to the RSU vesting, and these withheld shares were not issued to the reporting person. Following these transactions, the reporting person continues to hold a substantial number of derivative securities, including 613,041 RSUs that remain outstanding and directly owned.
SoFi Technologies (SOFI) reported insider equity activity by its Chief Risk Officer. On 11/14/2025, 45,388 restricted stock units (RSUs) vested and were settled into the company’s common stock, with each RSU converting into one share for no cash consideration. Following this vesting, the officer beneficially owned 210,336 shares directly.
On 11/18/2025, 25,808 shares of common stock were disposed of at a price of $27.612 per share in a transaction coded as “F,” meaning the shares were used to satisfy tax withholding obligations related to the RSU vesting. These shares were used for withholding and were not issued to the officer as tradable stock. After these transactions, the officer directly held 184,528 shares of SoFi common stock.
SoFi Technologies disclosed that its CFO, Christopher Lapointe, entered into a prepaid variable forward contract on 500,000 shares of SoFi common stock, representing less than 0.05% of total outstanding shares. The agreement provides Mr. Lapointe with an upfront cash payment of $11,771,830 in exchange for pledging 500,000 shares and agreeing to settle the contract at maturity.
The contract is scheduled to mature on or about November 12, 2027. At maturity, he may deliver shares or settle in cash, with outcomes tied to the stock price relative to a floor price of $25.38 and a cap price of $50.58. If the price is at the cap, he could surrender 250,890 shares; if at or below the floor, he could surrender 500,000 shares. Mr. Lapointe retains all voting and dividend rights in the pledged shares during the term. The company notes that a majority of his compensation is in company equity and that he has not sold any SoFi common stock since 2018.