Ethos Technologies Inc. filings document its reporting as a Nasdaq-listed life insurance technology company with Class A common stock registered under the Exchange Act. Its 8-K reports furnish quarterly and annual operating results, including revenue by direct and third-party channels, profitability measures, cash flow, per-share results and policy activation metrics.
The filings also identify exhibit-based earnings releases, Inline XBRL cover-page data, securities registration details and financial-statement exhibit items. These disclosures describe Ethos' capital-market status, revenue model, product-distribution channels and recurring public-company reporting obligations.
BOTHA ROELOF reported acquisition or exercise transactions in this Form 4 filing.
Ethos Technologies Inc. director Roelof Botha received a grant of 7,592 restricted stock units (RSUs) of Class A Common Stock on August 8, 2026. The RSUs vest in four equal 25% installments on November 8, 2026, February 8, 2027, May 8, 2027 and August 8, 2027, with full vesting on the earlier of the first anniversary of grant or the 2027 annual stockholder meeting, subject to continuous service. Following this award, Botha holds 268,117 Class A shares, including shares issuable upon RSU settlement.
Alphabet Inc. and affiliated GV funds report significant ownership in Ethos Technologies Inc. As of June 30, 2026, the reporting group may be deemed to beneficially own an aggregate 3,622,604 shares of Ethos Technologies Class A Common Stock, representing 11.7% of the outstanding class, based on 30,914,997 shares reported outstanding as of April 30, 2026.
GV 2019, L.P. directly holds 3,050,697 shares (about 9.9% of the class), and GV 2021, L.P. directly holds 571,907 shares (about 1.8%). Various GV and Alphabet entities are listed as general partners, managing members, or controlling stockholders and therefore may be deemed to indirectly beneficially own these shares. The reporting entities have no sole voting or dispositive power but share voting and dispositive power over their respective positions. The groups also disclaim beneficial ownership of each other’s holdings, and note that any shares sold after June 30, 2026 are reported separately on Forms 4.
Investment entities affiliated with Accel reported restructuring transactions in Ethos Technologies Inc. on August 4, 2026. They converted a total of 1,785,971 shares of Class B Common Stock into an equal number of Class A shares, then distributed those Class A shares, for no consideration, pro rata to their partners and members under Exchange Act Rules 16a-13 and 16a-9. Following these transactions, Accel Growth Fund IV L.P., Accel Growth Fund Investors 2016 L.L.C. and Accel Growth Fund IV Strategic Partners L.P. reported holding 5,085,731, 243,255 and 28,929 shares of Class B Common Stock, respectively.
Ethos Technologies Inc. reported very strong growth for the quarter ended June 30, 2026. Revenue rose 113% year over year to $189.6 million, all from commissions, while net income increased to $19.5 million compared with $18.5 million a year earlier. Direct channel revenue grew 131% to $116.5 million and third-party channel revenue grew 90% to $73.1 million, with total activated policies up to 107,847 from 46,283.
For the first six months of 2026, revenue grew 108% to $382.7 million, but the company recorded a net loss of $146.9 million and a net loss attributable to common stockholders of $152.5 million, including a $5.6 million deemed dividend on preferred stock conversion and $209.8 million of stock-based compensation tied to option and RSU vesting around the IPO.
The January 2026 IPO generated net proceeds of $82.6 million from 5.1 million newly issued Class A shares, and 37.2 million preferred shares converted into Class A and Class B common stock. As of June 30, 2026, cash and cash equivalents were $112.2 million, marketable securities were $140.7 million, total assets were $696.1 million, and stockholders’ equity had improved to $476.2 million from a deficit at year-end 2025. The business remains concentrated, with a few carriers representing most receivables and revenue. Subsequent to quarter-end, the board authorized a $100 million Class A share repurchase program and granted substantial time-based RSUs and PRSUs to senior executives.
Ethos Technologies Inc. reported strong results for the quarter ended June 30, 2026, with revenue of $189.6 million, up 113% year-over-year. Direct channel revenue was $116.5 million (up 131%), and third-party channel revenue was $73.1 million (up 90%). GAAP net income was $19.5 million for a 10% margin, while non-GAAP net income was $35.0 million (18% margin) and Adjusted EBITDA $35.2 million (19% margin). Gross profit reached $185.5 million, a 98% gross margin, and operating activities provided $35.7 million of net cash.
Ethos activated 107,847 new policies in the quarter, a 133% year-over-year increase, though reported average revenue per unit declined 8% due to channel and product mix. For Q3 2026, Ethos expects revenue of $160–$164 million and Adjusted EBITDA of $23–$25 million; for full-year 2026, revenue of $727–$731 million and Adjusted EBITDA of $119–$123 million. The Board authorized a share repurchase program of up to $100 million of Class A common stock, which may be executed at management’s discretion and may be suspended or discontinued at any time. Despite quarterly profitability, the company recorded a GAAP net loss of $146,860 (in thousands) for the first six months of 2026, largely alongside $210,993 (in thousands) of stock-based compensation.
Entities affiliated with Alphabet Inc., including GV 2019, L.P. and Alphabet Holdings LLC, reported indirect transactions in Ethos Technologies Inc. Class A Common Stock. On July 27–28, 2026, GV 2019, L.P. made a pro rata in-kind distribution of 196,931.0000 and 118,138.0000 shares, for no consideration, from GV 2019, L.P. to Alphabet Holdings LLC under Exchange Act Rules 16a-13 and/or 16a-9. Alphabet Holdings LLC then sold those shares in multiple open-market transactions at weighted average prices of $19.4629 and $18.8996 per share. GV 2021, L.P. is reported as indirectly holding 571,907.0000 shares, with Alphabet-related entities disclaiming beneficial ownership beyond their pecuniary interests.
Ethos Technologies Inc. reported insider activity by Alphabet-affiliated GV funds involving restructurings and sales of Class A Common Stock.
On July 23 and 24, 2026, Alphabet Holdings LLC sold a total of 86,714 indirectly held shares at weighted average prices of $19.0573 and $18.8752 per share, within ranges of $18.68–$19.155 and $18.46–$19.40. These shares were first distributed in pro rata in-kind transfers from GV 2019, L.P. to Alphabet Holdings. GV 2021, L.P. is reported as indirectly holding 571,907 shares through a similar Alphabet-controlled ownership chain, with each related entity disclaiming beneficial ownership beyond its pecuniary interest.
Ethos Technologies Inc. saw changes in large-shareholder positions reported by Alphabet-affiliated investment entities. GV 2019, L.P. made pro rata in-kind distributions of 22,900 and 49,582 Class A Common Stock shares to Alphabet Holdings LLC for no consideration, which are characterized as restructuring transactions under code J.
Alphabet Holdings LLC then reported code S sales totaling 72,482 Class A shares on July 21–22, 2026, including blocks of 22,700 shares at a weighted-average price of $19.0495 (individual trades from $18.72 to $19.715), 49,582 shares at a weighted-average price of $19.2301 (trades from $19.02 to $19.445), and 200 shares at $19.72. A separate Alphabet-affiliated fund, GV 2021, L.P., is reported as indirectly holding 571,907 Class A shares, with all GV and Alphabet entities disclaiming beneficial ownership beyond their pecuniary interests.
Alphabet-affiliated investment entities reported transactions in Ethos Technologies Inc. Class A common stock. GV 2019, L.P. made pro rata in-kind distributions of 20,534 and 18,386 shares to Alphabet Holdings LLC on July 17 and 20, 2026, followed by Alphabet Holdings’ open-market sales of those shares at weighted average prices of $18.6819 and $18.8654. An affiliated fund, GV 2021, L.P., remains an indirect holder of 571,907 shares.
Alphabet-affiliated investment entities reported changes in their holdings of Ethos Technologies Inc. Class A Common Stock. GV 2019, L.P. made pro rata in-kind distributions of 94,087 shares to its partners, transferring them to affiliate Alphabet Holdings LLC for no consideration, after which Alphabet Holdings sold the same 94,087 shares in open-market transactions at weighted average prices within disclosed ranges from $18.30 to $20.03 per share. After these transactions, GV 2019, L.P. indirectly holds 2,956,610 Class A shares and GV 2021, L.P. indirectly holds 571,907 shares, with Alphabet Inc. and related entities stating that they may be deemed to indirectly beneficially own these securities but disclaim beneficial ownership except to the extent of their pecuniary interests.