Every Form 4 that Better Home & Finance Holding Company (BETR) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A Form 4 covers the transactions officers, directors and large holders report, so if you follow BETR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BETR filings page.
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported an exercise and conversion of restricted stock units into common stock. On March 1, 2026, 3,167 restricted stock units converted into 3,167 shares of Class A common stock at a stated price of $0.00 per share, bringing her directly held Class A share balance to 37,563. Each restricted stock unit represents a contingent right to receive one share of Class A common stock, with vesting scheduled in installments between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co executive Chad M. Smith, President and COO of Better Mortgage, reported acquiring 4,833 shares of Class A Common Stock on March 1, 2026 through the exercise and conversion of restricted stock units at a stated price of $0.00 per share. A corresponding 4,833 restricted stock units (Class A) were exercised, leaving 4,834 restricted stock units directly held after the transaction. The filing also notes indirect ownership of 23,516 Class A shares held by a trust associated with Smith.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported a tax-related share disposition. On February 17, 2026, 9,020 shares of Class A common stock were withheld at a price of $29.11 per share to cover taxes upon vesting of restricted stock units originally granted on February 11, 2026. After this withholding, Garg directly owned 28,197 shares of Class A common stock.
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported a tax-related share disposition. On February 17, 2026, 8,091 shares of Class A common stock were withheld at $29.11 per share to cover taxes upon vesting of previously granted restricted stock units. After this tax-withholding disposition, she directly holds 34,396 shares of Class A common stock.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported a tax-related share disposition. On February 17, 2026, 9,020 shares of Class A common stock were withheld to cover taxes due on restricted stock units that vested from an award originally granted on February 11, 2026. After this withholding transaction, he directly owned 31,235 shares of Class A common stock.
Better Home & Finance Holding Co executive Chad M. Smith reported share transactions involving Class A common stock. On February 17, 2026, 6,995 shares were withheld to cover taxes upon vesting of restricted stock units originally granted on February 11, 2026, at a price of $29.11 per share, leaving 7,926 shares held directly.
That same day, a trust associated with Smith sold a total of 6,000 shares in open-market transactions, with weighted average prices of $30.0121 and $30.3888 per share and sale price ranges from $29.29 to $30.43. After these sales, the trust held 15,590 shares indirectly.
Better Home & Finance Holding Co president and COO of Better Mortgage, Chad M. Smith, reported an equity award in the company’s Class A common stock. On February 11, 2026, he acquired 14,921 shares through a grant of restricted stock units that vested immediately. After this transaction he directly owns 14,921 Class A shares and indirectly holds 21,590 Class A shares through a trust, reflecting an earlier transfer of 2,056 shares from his direct holdings to the trust as a change in ownership form.
Advani Loveen reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co granted its Chief Financial Officer, Loveen Advani, a total of 160,000 restricted stock units (RSUs) tied to Class A common stock. Each RSU represents the right to receive one share.
One grant covers 110,000 RSUs that vest over time: 1/12 vests on June 30, 2026, and the rest vest in equal installments on the first business day of each fiscal quarter, as long as Advani remains with the company. A separate 50,000 RSU grant is subject to both performance and time-based vesting. The performance condition requires achieving a specified stock price goal during the period from October 1, 2025 to December 31, 2030, and, if met, 25% time vests on February 2, 2027, with the remainder vesting quarterly over the following 36 months. If the stock price goal is not met within this performance period, the 50,000 RSUs will be forfeited.
FEIERSTEIN BARRY reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co’s Chief Operating Officer, Barry Feierstein, received an award of 37,500 restricted stock units (RSUs) tied to the company’s Class A common stock. Each RSU represents a right to receive one share at no cost.
The RSUs, granted on February 11, 2026, vest only if both time-based and performance conditions are met. The performance goal requires achieving a specified stock price between October 1, 2025 and December 31, 2030. If this is not achieved, all RSUs are forfeited.
For time-based vesting, 25% of the RSUs vest on December 15, 2026, with the remainder vesting quarterly over the next 36 months, contingent on Feierstein’s continued service with the company.
Better Home & Finance Holding Co officer Nicholas J. Calamari received 22,381 shares of Class A Common Stock on February 11, 2026 through a grant of restricted stock units that vested immediately. The shares were acquired at a price of $0 per share, bringing his directly owned holdings to 40,255 shares.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported an acquisition of 22,381 shares of Class A common stock on February 11, 2026. The shares were received as a grant of restricted stock units that vested immediately at a stated price of $0 per share, bringing his directly held stake to 37,217 shares.
Better Home & Finance Holding Co’s General Counsel and CCO, Paula Tuffin, reported a mix of equity awards and share sales. On February 11, 2026, she acquired 22,381 shares of Class A common stock through a grant of restricted stock units that vested immediately at $0 per share. The next day, she executed two open-market sales: 4,987 shares at a weighted average price of $28.4553 per share, with individual sale prices ranging from $27.825 to $28.80, and 3,031 shares at a weighted average price of $29.0245, with prices ranging from $28.81 to $29.53. After these transactions, she directly owned 42,487 shares of Class A common stock.
Better Home & Finance Holding Co President and COO Chad M. Smith reported several equity transactions involving Class A common stock and restricted stock units. On February 6, 2026, 5,000 shares of Class A common stock were acquired at $0 through the exercise of 5,000 Restricted Stock Units (RSUs), moving from derivative to non-derivative holdings.
Also on February 6, 2,944 shares of Class A common stock were disposed of at $26.68 in a transaction typically associated with tax withholding, leaving 2,056 directly held shares. On February 10, 2026, 2,056 shares of Class A common stock were sold at $27.98 and are reported as indirectly owned by a trust, which held 19,534 shares after this sale.
The filing notes that 3,097 shares previously reported as directly held had been transferred to the reporting person’s trust as a change in form of ownership under Rule 16a-13. Following the RSU exercise, the reporting person held 45,000 RSUs, each representing a contingent right to one Class A share, vesting over approximately four years from a May 8, 2024 grant date.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported equity award activity involving the company’s Class A common stock. On February 1, 2026, 3,166 Restricted Stock Units (Class A) were exercised at $0 and converted into 3,166 shares of Class A common stock. On the same date, 1,373 shares of Class A common stock were disposed of at $30.31 per share in a separate transaction. After these transactions, Garg directly held 14,836 shares of Class A common stock and 6,334 Restricted Stock Units, each representing a contingent right to receive one share of Class A common stock, subject to the vesting schedule described.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.
Better Home & Finance Holding Co officer reports indirect stock sales. Pres & COO of Better Mortgage, Chad M. Smith, reported two sales of Class A common stock on 01/15/2026, each effected indirectly through a trust. One sale covered 4,880 shares at a weighted average price of $36.5023 per share, with sale prices ranging from $36.09 to $36.92. A second sale covered 1,120 shares at a weighted average price of $37.58 per share, with trade prices between $37.110 and $37.91. Following these transactions, the Form 4 shows indirect beneficial ownership of 22,710 shares and 21,590 shares of Class A common stock held by a trust.
Better Home & Finance Holding Co insider activity: General Counsel and Chief Compliance Officer Paula Tuffin reported selling a total of 8,000 shares of the company’s Class A common stock on January 12, 2026 in two open-market transactions. She sold 7,698 shares at a weighted average price of $38.5242 per share and 302 shares at a weighted average price of $39.1567 per share.
After these sales, she directly beneficially owned 26,198 Class A shares. The filing notes that each reported price is a weighted average for multiple trades, with actual sale prices ranging from $38.01 to $38.99 and from $39.03 to $39.26, and detailed trade breakdowns are available upon request.
Better Home & Finance Holding Co insider activity: On January 6, 2026, a trust associated with Pres & COO Chad M. Smith sold 2,843 shares of Class A Common Stock. The sale was reported at a weighted average price of $35.1451 per share, with individual trade prices ranging from $35.00 to $35.60. Following this transaction, the trust indirectly holds 27,590 Class A shares for the reporting person.
Better Home & Finance Holding Co reported insider transactions by its Pres & COO of Better Mortgage involving Class A common stock held indirectly through a trust. On 12/12/2025, the trust sold 2,378 shares at $47.67 per share, leaving 33,590 shares held indirectly. On 12/15/2025, it sold 5,390 shares at a weighted average price of $40.3354 and a further 610 shares at a weighted average price of $41.7531, reducing indirect holdings to 27,590 shares. An earlier transfer of 2,378 shares from direct ownership to the trust on 12/05/2025 is described as a change in form of ownership, and the weighted average prices reflect multiple trades within ranges of $40.32–$41.00 and $41.5–$41.79 per share.
Better Home & Finance Holding Co's General Counsel and Chief Compliance Officer reported sales of Class A common stock on December 11, 2025.
The officer sold 5,300 shares at a weighted average price of $46.003 per share, with sale prices ranging from $45.55 to $46.55. Additional sales covered 1,888 shares at a weighted average of $47.3779 (range $46.82–$47.80), 712 shares at $48.2234 (range $47.84–$48.34), and 100 shares at $49.10.
After these transactions, the officer beneficially owns 32,344 shares of Class A common stock directly.
Better Home & Finance Holding Co (BETR) reported insider activity by its President & COO of Better Mortgage. On 11/06/2025, 5,000 shares of Class A common stock were acquired via settlement of restricted stock units (Code M) at $0. To cover taxes, 2,539 shares were withheld (Code F) at $60.58.
Following these transactions, direct holdings stood at 10,218 shares. The reporting person also holds 26,372 shares indirectly through a trust and 50,000 RSUs remain outstanding. Each RSU represents one share. The RSUs were granted on May 8, 2024; 25% vest on the 12‑month anniversary, with the remainder vesting in equal quarterly installments over the next 36 months, subject to continued employment.
Better Home & Finance Holding Co (BETR) reported an insider equity transaction by its Chief Financial Officer on 11/01/2025. The officer settled 4,833 shares of Class A common stock via an RSU conversion (code M) at $0, then had 1,902 shares withheld (code F) at $73.21 to cover taxes. Following these transactions, the officer directly beneficially owned 60,530 shares of Class A common stock and held 24,167 remaining restricted stock units.
The RSUs represent the right to receive one share each and vest on a disclosed schedule through March 15, 2026.
Better Home & Finance Holding Co (BETR) reported an insider transaction by its CAO and Senior Counsel. On 11/01/2025, the officer acquired 3,166 shares of Class A Common Stock at $0 upon settlement of restricted stock units (Code M), and disposed of 1,563 shares at $73.21 to cover taxes (Code F). After these transactions, the officer directly owned 12,944 shares and held 15,834 restricted stock units. The RSUs represent a right to receive one share each and vest on a disclosed schedule extending into March 2026.
Better Home & Finance (BETR) insider filing: the company’s General Counsel and CCO reported equity transactions. On 11/01/2025, 3,166 shares of Class A common stock were acquired at $0 via RSU settlement (Code M), and 1,512 shares were disposed (Code F) at $73.21. Following these moves, 38,797 shares were directly owned.
Derivative activity included RSU conversion of 3,166 shares and two RSU grants of 25,000 each on 11/03/2025. The RSUs are subject to performance- and time-based vesting, including a stock price goal measured from October 1, 2025 through December 31, 2030; 25% vests on the one-year anniversary of grant, with the remainder vesting quarterly over 36 months, subject to continued service, and forfeiture if the performance criteria are not met.
Better Home & Finance Holding Co. (BETR) insider (Director, 10% Owner and Chief Executive Officer) filed a Form 4 detailing equity transactions. On 11/01/2025, 3,166 Class A shares were acquired upon RSU settlement (code M) at $0, and 1,751 shares were withheld to cover taxes (code F) at $73.21. After these transactions, 9,906 Class A shares were held directly.
The filing also reports two RSU awards of 143,750 units each on 11/03/2025. One RSU grant includes performance- and time-based vesting with a stock price goal measured from October 1, 2025 to December 31, 2030; 25% time vests on the one-year anniversary of grant, with the remainder vesting quarterly over 36 months, and forfeiture if the performance goal is not achieved. Another RSU schedule vests 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Pres & COO of Better Mortgage. On 11/01/2025, 4,833 restricted stock units converted to Class A shares, and 2,455 shares were withheld to cover taxes at $73.21 per share. Following these transactions, the reporting person held 7,757 Class A shares directly and 26,372 indirectly by trust.
On 11/03/2025, two new awards of 15,000 RSUs each were granted. One RSU tranche vests on a time schedule: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026. Another RSU grant is subject to both time-based vesting (25% on the one-year anniversary, then quarterly over 36 months) and a performance condition requiring a specified stock price goal to be achieved between October 1, 2025 and December 31, 2030; unearned units are forfeited.
Better Home & Finance Holding Co. (BETR) reported an insider equity grant. On 11/03/2025, the reporting person received 25,000 restricted stock units (RSUs) at a price of $0, each representing one share of Class A common stock. The filing notes the person is a director, but this grant was made in a consultant capacity.
The RSUs have dual criteria: a stock price performance goal during 10/01/2025–12/31/2030, plus time vesting where 25% vests on the one-year anniversary of grant and the remainder vests quarterly over the following 36 months. RSUs are forfeited if the performance goal is not achieved.
Better Home & Finance Holding Co (BETR) reported a Form 4 showing a grant of 25,000 Restricted Stock Units (Class A) on 11/03/2025 at $0. The RSUs have both performance- and time-based vesting: a stock price goal must be met during Oct 1, 2025–Dec 31, 2030, with 25% time vesting on the one-year anniversary of grant and the remainder vesting quarterly over the following 36 months. If the performance goal is not achieved within that period, the RSUs are forfeited. The grant was made in the reporting person’s capacity as a consultant, not as a director.
Better Home & Finance Holding Co (BETR) disclosed an insider equity award. A director reported the acquisition of 272 Restricted Stock Units (RSUs) on 10/27/2025. Each RSU represents the right to receive one share of Class A common stock. According to the terms, the RSUs will vest on the business day immediately preceding the company’s next annual meeting of stockholders.
Following this transaction, the reporting person beneficially owned 10,389 derivative securities (RSUs), held directly. No non-derivative share transactions were reported in this filing.
Better Home & Finance Holding Co (BETR) reported a director’s acquisition of 666 restricted stock units on 10/27/2025 via a Form 4. Each RSU represents the right to receive one share of Class A common stock.
The RSUs will vest on the business day immediately preceding the company’s next annual meeting of stockholders. Following the transaction, the reporting person beneficially owned 12,388 derivative securities, held directly. The RSUs were recorded at a price of $0, indicating a routine director equity grant.
Nicholas J. Calamari, Chief Accounting Officer and Senior Counsel of Better Home & Finance Holding Co (BETR), reported multiple equity transactions on 10/06/2025. The filing shows the conversion of Class B shares into Class A shares (2,445, 2,445 and 12,528 shares) and contemporaneous purchases of Class A common stock for $0 each as part of the conversion. The report also lists a series of sales executed in several tranches with weighted-average prices reported across ranges from $57.11 to $62.70. Following the reported transactions, the filing records 11,341 Class A shares held directly.
The filer discloses indirect holdings through two family trusts and explains the trustee relationships and disclaimers of beneficial ownership. The Form 4 includes weighted-average sale prices and offers to provide separate breakdowns of individual trade prices on request.
Better Home & Finance (BETR) reported an insider equity transaction by its Pres & COO of Better Mortgage. On 10/01/2025, the officer converted 4,834 restricted stock units into Class A common stock at $0 per share (code M), then had 2,455 shares withheld at $56.83 to cover taxes (code F). After these moves, the officer reported 5,379 shares held directly and 26,372 shares held indirectly via a trust.
The filing also shows 29,000 RSUs remaining. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the final 1/12th on March 15, 2026. A prior transfer of 26,372 shares to a trust on September 16, 2025 was recorded as a change in form of ownership.
Better Home & Finance Holding Co reported that CAO and Senior Counsel Nicholas J. Calamari exercised 3,167 restricted stock units into 3,167 shares of Class A Common Stock at $0.00 per share on October 1, 2025. Of these shares, 1,277 were withheld to satisfy tax obligations at $56.83 per share. He now holds 11,341 Class A shares directly and 19,000 restricted stock units that vest in installments through March 15, 2026.
Better Home & Finance (BETR) CFO filed a Form 4 reporting transactions on 10/01/2025. A code M conversion delivered 4,834 Class A shares at $0, and a code F entry showed 1,903 shares at $56.83. Following these, direct holdings were 57,599 Class A shares. Derivative holdings listed 29,000 restricted stock units (RSUs).
Each RSU represents one Class A share. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity. A Form 4 for the General Counsel and CCO shows that on 10/01/2025, 3,167 restricted stock units (RSUs) converted into Class A Common Stock at $0 (code M). To cover obligations, 1,145 Class A shares were disposed of at $56.83 (code F).
Following these transactions, beneficial ownership stood at 37,143 Class A shares held directly and 16,442 held indirectly by Technology Stock Holding Master Trust/Series Tuffin 2021 Trust. The filing also lists 19,000 RSUs beneficially owned after the transaction. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Chief Executive Officer, who is also a director and 10% owner, on 10/01/2025. The executive converted 3,167 restricted stock units into Class A Common Stock at $0 and disposed of 1,752 shares at $56.83 to cover taxes, resulting in 8,491 directly held shares after the transactions.
The filing shows 19,000 RSUs remaining beneficially owned. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co. (BETR) insiders disclosed multiple open-market sales on 09/22/2025. Reporting persons tied to Pine Brook (PBRA, Pine Brook Capital Partners II, Pine Brook Road Advisors and Howard Newman) reported a series of dispositions of Class A common stock in tranches, with individual reported sales ranging from 100 to 453,511 shares at indicated prices from $47 to $75 per share (many prices presented as weighted-average ranges). The reported post-transaction beneficial ownership balances are shown for each tranche and the filing notes figures were adjusted for a 1-for-50 reverse stock split effected August 16, 2024.
Better Home & Finance Holding Co (BETR) director David Michael Barse was granted 10,117 restricted stock units (RSUs) on 08/29/2025. Each RSU represents a contingent right to receive one share of the issuer's Class A common stock. The RSUs carry a $0 per-share price and, according to the filer, will vest on the business day immediately preceding the company's next annual meeting of stockholders. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
Insider transaction by Paula Tuffin, General Counsel and CCO of Better Home & Finance Holding Co (BETR). The filing shows a September 10, 2025 transaction in which the reporting person acquired 15,421 shares of Class A Common Stock at a $0 price and also acquired 15,421 shares of Class B Common Stock (derivative), each Class B share being convertible into one Class A share.
Following the reported transactions, Ms. Tuffin directly beneficially owns 35,121 shares of Class A Common Stock and indirectly beneficially owns 16,442 shares through the Technology Stock Holding Master Trust/Series Tuffin 2021 Trust. The Form 4 was signed by attorney-in-fact Andrew Holt on September 15, 2025.