Welcome to our dedicated page for Sofi Technologies SEC filings (Ticker: SOFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SoFi Technologies, Inc. (NASDAQ: SOFI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents include current reports on Form 8-K, annual and quarterly reports when available, registration statements, and other materials that describe SoFi’s financial condition, capital markets activity, and significant corporate events.
Recent Form 8-K filings illustrate how SoFi uses SEC reports to communicate material information. For example, the company has filed 8-Ks describing underwritten public offerings of common stock registered on Form S-3, including the size of the offerings, pricing, and intended use of proceeds for general corporate purposes such as enhancing capital position, working capital, and funding growth and business opportunities. Other 8-Ks report quarterly financial results by furnishing earnings press releases for specific periods.
SoFi’s filings also document insider-related transactions and other events. Certain 8-Ks describe prepaid variable forward contracts entered into by senior executives involving shares of SoFi common stock, explaining the structure, pledged shares, and how these contracts provide liquidity while allowing executives to retain voting and dividend rights during the pledge term.
On Stock Titan, users can review these filings in sequence and use AI-powered summaries to understand the key points of lengthy documents. AI tools highlight important items in 10-K and 10-Q reports, explain complex capital markets transactions, and surface notable Form 4 insider activity where available, helping investors quickly interpret what each filing may mean for SoFi’s business. Real-time updates from EDGAR ensure that new SOFI filings, from earnings-related 8-Ks to registration statements, appear promptly so users can analyze SoFi’s regulatory disclosures alongside its stock performance and news flow.
SoFi Technologies, Inc. reported insider equity transactions by its Chief Technology Officer. On December 8, 2025, the officer acquired 1,042.972 shares of common stock at $11.985 per share through the 2024 Employee Stock Purchase Plan, bringing direct ownership to 761,828.972 shares.
On December 15, 2025, restricted stock units converted into common stock in two settlements of 271,751 and 4,792 shares, with no cash exercise price, increasing direct ownership to 1,038,371.972 shares. On December 16, 2025, 151,937 shares were sold at $26.258 solely to cover tax withholding on vested stock-settled RSUs, leaving the officer with 886,434.972 shares of common stock held directly.
SoFi Technologies, Inc. reported an insider equity transaction by its Chief Financial Officer and Principal Accounting Officer. On 12/15/2025, previously granted restricted stock units (RSUs) settled into 135,248 shares of common stock and an additional 6,098 shares, each RSU converting into one share for no cash consideration. To satisfy tax withholding tied to these stock-settled RSUs, 74,823 shares were withheld and not issued to the executive at a value of $27.28 per share. Following these transactions, the officer directly owned 1,703,552 shares of common stock and continued to hold RSU awards covering 542,941 and 347,597 underlying shares.
SoFi Technologies, Inc. reported an insider equity transaction by its chief executive officer and director. On 12/15/2025, the executive settled restricted stock units (RSUs) into common shares, acquiring 559,716 and 17,134 shares of common stock through transactions coded "M," which reflect RSU conversions. RSUs give the right to receive one share of common stock for no cash payment when they vest.
To cover tax withholding related to these stock-settled RSUs, 305,304 shares were withheld in a transaction coded "F" at a price of $27.28 per share; these withheld shares were not issued to the executive. After these transactions, the executive directly beneficially owned 11,619,452 shares of SoFi common stock and continued to hold RSUs representing 1,394,974 and 976,582 underlying shares, which may settle into stock in the future.
SoFi Technologies, Inc. reports insider equity activity by its General Counsel. On 12/15/2025, restricted stock units (RSUs) previously granted to the officer were settled into 71,353 and 6,534 shares of SoFi common stock, with each RSU converting into one share for no cash consideration. Following these transactions, the officer beneficially owned 280,582 shares directly.
On 12/16/2025, 44,749 shares of common stock were disposed of at $26.258 per share to cover tax withholding obligations related to the RSU vesting, leaving the officer with 235,833 directly owned shares. After these events, the officer continued to hold derivative positions in RSUs covering 713,532 and 84,940 underlying shares of common stock.
SoFi Technologies' Chief Risk Officer reported routine stock activity involving restricted stock units (RSUs). On 12/15/2025, 11,434 RSUs vested and converted into the same number of SoFi common shares at no cash cost. On 12/16/2025, 6,569 shares were sold at $26.258 per share to cover tax withholding obligations related to this vesting, and these shares were not retained.
After these transactions, the officer beneficially owned 143,261 shares of SoFi common stock directly, along with 148,644 RSUs, each representing a contingent right to receive one share of common stock upon settlement for no consideration.
SoFi Technologies, Inc. is offering 54,545,454 shares of its common stock at $27.50 per share, for gross proceeds of $1,499,999,985.00. The company expects net cash proceeds of approximately $1.484 billion after underwriting discounts and estimated expenses, and has granted underwriters a 30-day option to purchase up to an additional 8,181,818 shares.
Shares outstanding are expected to be 1,259,115,109 after the offering, or 1,267,296,927 if the option is fully exercised, compared with 1,204,569,655 shares outstanding as of September 30, 2025. SoFi plans to use the net proceeds for general corporate purposes, including enhancing its capital position, increasing capital management flexibility and funding incremental growth and business opportunities.
SoFi operates a digital, member-centric financial services platform with lending, financial services and technology platform segments, offering personal, student and home loans, checking and savings accounts, credit cards, investing products and enterprise technology solutions through SoFi Bank and its broader ecosystem.
SoFi Technologies (SOFI) director reported entering a prepaid variable forward contract on November 26, 2025. Under this derivative arrangement, the director pledged 384,000 shares of SoFi common stock as collateral and will receive an upfront cash payment of approximately
The contract is split into two equal tranches with maturities in November 2027 and December 2027. Unless settled in cash, the number of shares ultimately delivered will depend on SoFi’s share price at each maturity date, using a Base Amount of 192,000 shares and price thresholds at a Floor Level of
SoFi Technologies (SOFI) reported an insider stock sale by its Chief Risk Officer on
After this transaction, the officer beneficially owns 138,396 shares of SoFi common stock. The sale was completed under a pre-arranged Rule 10b5-1 trading plan that the reporting person adopted on
SoFi Technologies (SOFI) executive insider Deanna M. Smith reported a stock sale. On 11/20/2025, the reporting person, an officer of SoFi with the title EVP, GBUL, SIPS, sold 10,340 shares of SoFi common stock in an open market transaction coded as an "S" sale.
The weighted average sale price was $26.4309 per share, with individual trade prices ranging from $24.9000 to $28.5000 per share. Following this transaction, the reporting person directly beneficially owned 265,034 shares of SoFi common stock. The filing notes that this sale was completed under a pre-arranged Rule 10b5-1 trading plan adopted on May 21, 2024.
SoFi Technologies (SOFI) executive EVP GBUL Borrow reported routine equity compensation activity. On 11/14/2025, the reporting person settled 55,731 restricted stock units (RSUs), which converted into the same number of shares of common stock for no cash consideration, reflecting previously granted stock-based awards. On 11/18/2025, 23,281 shares of common stock were withheld and disposed of at a price of $27.612 per share to cover tax withholding obligations related to the RSU vesting, and these withheld shares were not issued to the reporting person. Following these transactions, the reporting person continues to hold a substantial number of derivative securities, including 613,041 RSUs that remain outstanding and directly owned.