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Affirm Holdings, Inc. Form 4 Filings

AFRM NASDAQ

Every Form 4 that Affirm Holdings, Inc. (AFRM) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A Form 4 covers the transactions officers, directors and large holders report, so if you follow AFRM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AFRM filings page.

Rhea-AI Summary

Affirm Holdings, Inc. (symbol: AFRM) is the issuer of record for a Form 4 filing submitted to the SEC. Adkins Katherine reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. (AFRM) reported that Chief Legal Officer Katherine Adkins received an award of 30,152 Restricted Stock Units on September 16, 2026, each representing one share of Class A Common Stock. The RSUs vest in equal quarterly installments over three years beginning December 1, 2026, subject to her continued employment. Following this award, she holds 152,439 shares of Class A Common Stock directly and 30,152 RSUs.

Rhea-AI Summary

Affirm Holdings, Inc. (symbol: AFRM) is the issuer of record for a Form 4 filing submitted to the SEC. Michalek Libor reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. (AFRM) reported that President and director Libor Michalek received a grant of 67,006 Restricted Stock Units on September 16, 2026. Each RSU represents one share of Class A Common Stock and vests in equal quarterly installments over three years beginning December 1, 2026, subject to his continued employment.

After this grant, Michalek holds 67,006 RSUs, plus 230,477 Class A shares directly and 868,114 Class A shares indirectly through the Michalek 2007 Family Trust, where he and his spouse are trustees. No Rule 10b5-1 trading plan is reported.

Rhea-AI Summary

Affirm Holdings, Inc. (symbol: AFRM) is the issuer of record for a Form 4 filing submitted to the SEC. Linford Michael reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. (AFRM) reported that President Michael Linford received a grant of 67,006 Restricted Stock Units (RSUs) on September 16, 2026, each representing one share of Class A Common Stock. These RSUs vest in equal quarterly installments over three years starting December 1, 2026, subject to continued employment. Following this award, Linford holds 127,770 shares of Class A Common Stock directly.

Rhea-AI Summary

Affirm Holdings, Inc. (symbol: AFRM) is the issuer of record for a Form 4 filing submitted to the SEC. O'Hare Robert reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. (AFRM) reported that its Chief Financial Officer, Robert O'Hare, received a grant of 46,904 Restricted Stock Units, each representing one share of Class A Common Stock. These RSUs vest in equal quarterly installments over three years beginning December 1, 2026, subject to his continued employment. Following this filing, he holds 46,904 RSUs and 2,734 shares of Class A Common Stock directly. No Rule 10b5-1 trading plan is reported in connection with this award.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that Chief Accounting Officer Siphelele Jiyane sold Class A Common Stock in an open-market transaction on September 14, 2026. The sale covered 26,980 shares at a weighted average price of $72.19 per share, within a range of $72.00 to $72.495 per share. After this transaction, Jiyane directly holds 188,711 shares of Affirm Class A Common Stock, and no Rule 10b5-1 trading plan is reported for this sale.

Rhea-AI Summary

Affirm Holdings, Inc. insider Siphelele Jiyane, the Chief Accounting Officer, reported selling 25,000 shares of Class A common stock on September 4, 2026 in a sale described as an open‑market or private transaction. The reported sale price is a weighted average of $72.41 per share, with individual trades executed between $72.32 and $72.57 per share. After this transaction, Jiyane directly holds 215,691 shares of Affirm Class A common stock. No Rule 10b5‑1 trading plan is reported for this sale.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that Chief Legal Officer Katherine Adkins exercised stock options and vested restricted stock units into Class A common stock and sold shares in early September 2026. On September 1 and 3, 2026 she exercised 93,922 derivative-based shares and disposed of 83,328 shares of common stock, including 4,795 shares withheld to cover tax obligations. The open-market sales, made under a Rule 10b5-1 trading plan adopted June 2, 2026, occurred at weighted-average prices generally between the low $70s and mid $70s per share.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that Chief Financial Officer Robert O'Hare exercised restricted stock units into 11,987 shares of Class A Common Stock on September 1, 2026, with 6,101 shares withheld to cover tax obligations.

O'Hare then sold a total of 21,631 shares of Class A Common Stock on September 1–2, 2026 at weighted average prices around $71–$74 per share, with the sales made pursuant to a Rule 10b5-1 trading plan adopted on May 21, 2026.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that President and director Libor Michalek settled restricted stock units (RSUs) into 11,364 shares of Class A Common Stock on September 1, 2026 through derivative exercises. The RSUs convert on a one-for-one basis into Class A shares.

Of the acquired shares, 5,784 shares were delivered or withheld to satisfy Michalek’s tax obligations at a price of $69.94 per share, and no Rule 10b5-1 trading plan is reported. Following these transactions, 868,114 Class A shares are held indirectly by the Michalek 2007 Family Trust, for which Michalek and his spouse serve as trustees.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that President Michael Linford settled vested Restricted Stock Units into 11,719 shares of Class A Common Stock on September 1, 2026. In connection with this vesting, 4,662 shares of Class A Common Stock were withheld to satisfy tax obligations, and no Rule 10b5-1 trading plan is reported.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) reported that Chief Accounting Officer Siphelele Jiyane settled vested restricted stock units on September 1, 2026. Four tranches of RSUs were exercised into a total of 9,038 shares of Class A Common Stock, and 3,558 shares were withheld to satisfy tax obligations at $69.94 per share. The RSUs vest in equal quarterly installments over three-year periods beginning March 1, 2024; June 1, 2024; September 1, 2024; and September 1, 2025, subject to continued employment. No Rule 10b5-1 trading plan is reported.

Rhea-AI Summary

Affirm Holdings, Inc. (AFRM) executive Michael Linford, Chief Operating Officer, exercised options and sold the resulting shares. On 2026-08-28 he exercised 79,219 stock options for Class A Common Stock at an exercise price of $5.39 per share, leaving 354,651 options outstanding from this grant, expiring on 2028-08-26. The same day he sold 79,219 Class A shares at a weighted average price between $90.00 and $90.09 per share pursuant to a Rule 10b5-1 trading plan adopted on December 9, 2025.

Rhea-AI Summary

Affirm Holdings, Inc. director Noel Bertram Watson reported a sale of 2,000 shares of Class A Common Stock on August 12, 2026 at $77.86 per share. After this transaction, he held 34,076 shares directly. The sale was effected pursuant to a Rule 10b5-1 trading plan adopted on December 2, 2025.

Rhea-AI Summary

Affirm Holdings, Inc. reported that Chief Legal Officer Katherine Adkins settled 1,401 Restricted Stock Units into an equal number of Class A Common shares on August 1, 2026. Of these, 634 shares were withheld at $71.51 per share to cover tax obligations. The RSU grant vests in 48 equal monthly installments beginning October 1, 2022, and 1,403 RSUs remain outstanding after this vesting event.

Rhea-AI Summary

Affirm Holdings, Inc. reported that president and director Libor Michalek had 2,335 Restricted Stock Units vest on August 1, 2026, converting into the same number of Class A Common shares. Of these, 1,189 shares were withheld at $71.51 per share to satisfy tax obligations. After these transactions, 868,114 Class A shares are held indirectly through the Michalek 2007 Family Trust, and 2,338 RSUs from this grant remain outstanding.

Rhea-AI Summary

Affirm Holdings, Inc. reports that Chief Operating Officer Michael Linford settled 2,335 restricted stock units (RSUs) into an equal number of Class A common shares on August 1, 2026. In connection with this vesting, 970 shares were withheld at $71.51 per share to cover tax obligations, and 2,338 RSUs remain outstanding under a grant that vests in 48 equal monthly installments beginning October 1, 2022.

Rhea-AI Summary

Reses Jacqueline D reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Jacqueline D. Reses received a grant of 655 Restricted Stock Units (RSUs) of Class A Common Stock as equity compensation. The award was granted at no cash cost per unit and is governed by Affirm’s Amended and Restated 2012 Stock Plan.

The RSUs will vest in full on July 1, 2027, meaning she will receive one share of Class A Common Stock for each vested unit at that time, subject to plan terms. Following this grant, Reses directly holds 49,456 shares of Affirm’s Class A Common Stock.

Rhea-AI Summary

GALANTI RICHARD A reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. director Richard A. Galanti reported receiving an equity award linked to 655 shares of Class A Common Stock. This award is a grant of Restricted Stock Units under the company’s Amended and Restated 2012 Stock Plan and represents compensation rather than an open-market trade.

According to the disclosure, the RSUs will vest in full on July 1, 2027. Each RSU gives a contingent right to receive one share of Class A Common Stock once vesting conditions are met. Following this grant, Galanti is shown as directly owning 12,355 shares of Class A Common Stock.

Rhea-AI Summary

Liew Jeremy reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Jeremy Liew received a grant of 655 Restricted Stock Units (RSUs) of Class A Common Stock at no cost. Each RSU represents one share and will vest in full on July 1, 2027. After this award, Liew directly holds 316,632 shares of Affirm Class A Common Stock.

Rhea-AI Summary

Affirm Holdings President Libor Michalek reported routine equity compensation activity involving Class A Common Stock and restricted stock units. On July 1, 2026, 2,336 restricted stock units converted into 2,336 shares of Class A Common Stock, reflecting vesting of a prior RSU grant.

To cover associated tax obligations, 1,189 shares of Class A Common Stock were withheld at $83.85 per share, a non-market tax-withholding disposition rather than an open-market sale. Following these transactions, Michalek directly held 223,751 shares of Class A Common Stock and 4,673 RSUs, and an additional 868,114 shares were held indirectly through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees.

Rhea-AI Summary

Quarles Christa S reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Christa S. Quarles received a grant of 655 Restricted Stock Units (RSUs) of Class A Common Stock on July 1, 2026, as compensation. The award was made at a price of $0.00 per share under Affirm’s Amended and Restated 2012 Stock Plan.

The RSUs will vest in full on July 1, 2027, and each RSU represents a right to receive one share of Class A Common Stock when it vests. After this grant, Quarles directly holds 69,316 shares of Class A Common Stock and also holds Class B Common Stock convertible into 60,445 shares of Class A Common Stock, giving her a meaningful equity stake aligned with shareholders.

Rhea-AI Summary

Schneider Ryan M. reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Ryan M. Schneider reported receiving equity awards in the form of restricted stock units (RSUs). He was granted 3,100 RSUs that will vest in full on July 1, 2027, and a separate grant of 655 RSUs vesting in three annual installments beginning July 1, 2027. Each RSU represents a contingent right to receive one share of Affirm’s Class A Common Stock as the awards vest over time, reflecting stock-based compensation rather than open-market purchases.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported routine equity compensation activity involving restricted stock units. On July 1, 2026, RSUs converted into 2,336 shares of Class A Common Stock, reflecting an automatic derivative exercise tied to vesting. To cover related tax obligations, 972 shares of Common Stock were withheld, as noted in the footnotes. Following these transactions, Linford directly held 119,348 shares of Class A Common Stock and 4,673 RSUs, which continue to vest in 48 equal monthly installments that began on October 1, 2022.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Legal Officer Katherine Adkins reported routine equity compensation activity involving restricted stock units. On July 1, 2026, 1,402 RSUs converted into an equal number of Class A Common shares. Of these, 635 shares were withheld to cover her tax obligation, a non-market disposition rather than an open-market sale. Following these transactions, she held 145,873 Class A Common shares directly. The RSU grant vests in 48 equal monthly installments beginning October 1, 2022, conditioned on her continued service with the company.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported an exercise-and-sale transaction in the company’s Class A common stock. He exercised stock options to acquire 100,000 shares at $5.39 per share, then sold 100,000 shares in open-market trades at a weighted average price of $80.04 per share under a pre-arranged Rule 10b5-1 trading plan, leaving him with 117,984 shares held directly.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported routine equity compensation activity involving vested restricted stock units on Class A Common Stock. On June 1, 2026, RSU vesting led to the acquisition of 11,717 shares, while 4,666 shares were withheld at a price of $72.91 to cover tax obligations.

Following these transactions, Linford directly held 117,984 shares of Class A Common Stock. Footnotes explain that each RSU converts into one share and describe multi-year vesting schedules, with installments vesting monthly or quarterly as long as he remains in continuous service with the company.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Financial Officer Robert O'Hare reported a series of equity compensation transactions on Class A Common Stock on June 1, 2026. He exercised restricted stock units (RSUs), converting them into common shares, and had shares withheld to cover tax obligations.

O'Hare acquired 16,416 shares of Class A Common Stock through a derivative exercise and multiple RSU conversions, while 8,355 shares were disposed of at $72.91 per share to satisfy his tax liability. After these transactions, he held 18,479 shares of Class A Common Stock directly. The RSU footnotes describe ongoing vesting schedules tied to continued employment.

Rhea-AI Summary

Affirm Holdings President Libor Michalek reported routine equity compensation activity involving Class A Common Stock and restricted stock units (RSUs). On June 1, 2026, he exercised RSUs to acquire 11,363 shares of Class A Common Stock, at a stated price of $0.00 per share.

To cover related tax obligations on vested RSU shares, 5,783 shares were withheld at $72.91 per share, a non‑market, tax‑withholding disposition rather than an open‑market sale. Following these transactions, Michalek holds 222,604 Class A shares directly and 868,114 Class A shares indirectly through the Michalek 2007 Family Trust, and continues to hold multiple RSU awards that vest over time subject to continued service.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Legal Officer Katherine Adkins reported routine equity compensation activity involving restricted stock units and related tax withholding. On June 1, 2026, RSUs converted into 10,590 shares of Class A Common Stock, with 4,793 shares withheld to cover tax obligations tied to the vesting.

Following these transactions, Adkins directly holds 145,106 shares of Class A Common Stock and 25,429 restricted stock units. The RSUs vest in equal monthly or quarterly installments over multi‑year periods, contingent on her continued service with Affirm.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Accounting Officer Jiyane Siphelele reported compensation-related share activity tied to restricted stock units on June 1, 2026. Siphelele acquired 11,547 shares of Class A Common Stock through the settlement of vested restricted stock units, with 4,546 shares withheld at a price of $72.91 per share to cover tax obligations rather than sold in the open market. Each restricted stock unit represents a right to receive one share of Class A Common Stock, and the various RSU grants vest in equal quarterly installments over one- to three-year periods beginning on dates between September 1, 2023 and September 1, 2025, subject to continued employment. The filing also notes 361 shares previously purchased through the company’s employee stock purchase plan, underscoring that the reported transactions are primarily routine equity compensation and tax withholding events.

Rhea-AI Summary

Affirm Holdings director Noel Bertram Watson sold shares under a pre-set plan. On the reported date, he completed an open-market sale of 2,000 shares of Class A Common Stock at a price of $65.00 per share. After this transaction, he directly owned 36,076 shares. The filing notes the sale was executed pursuant to a Rule 10b5-1 trading plan adopted in advance, indicating the timing was pre-arranged rather than discretionary.

Rhea-AI Summary

Affirm Holdings, Inc. president Libor Michalek exercised restricted stock units and had shares withheld for taxes. On May 1, 2026, he exercised RSUs covering 2,336 shares of Class A Common Stock, of which 1,089 shares were withheld to satisfy tax obligations on the vesting.

After these transactions, he directly held 217,024 shares of Class A Common Stock. A separate entry shows 868,114 shares of Class A Common Stock held indirectly through the Michalek 2007 Family Trust, where he and his spouse serve as trustees. Each RSU represents a right to receive one share, and the RSU grant vests in 48 equal monthly installments beginning October 1, 2022, subject to his continuous service.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Legal Officer Katherine Adkins reported routine equity compensation activity involving restricted stock units on May 1, 2026. She acquired 1,401 shares of Class A Common Stock upon settlement of vested RSUs and had 5,607 RSUs remaining afterward.

To cover related tax obligations, 634 shares of Class A Common Stock were withheld, classified as a tax-withholding disposition rather than an open‑market sale at $67.54 per share. Following these transactions, Adkins directly held 139,309 shares of Class A Common Stock.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported routine equity compensation activity involving restricted stock units and related tax withholding. He exercised 2,336 restricted stock units (RSUs) into an equal number of shares of Class A Common Stock, with each RSU converting into one share. In connection with this vesting, 974 shares of common stock were withheld to satisfy his tax obligation at a price of $67.54 per share, a non-market, tax-related disposition rather than an open-market sale.

Following these transactions, Linford directly holds 110,933 shares of Class A Common Stock. He also has 9,344 RSUs outstanding after this vesting event. The RSU grant vests in 48 equal monthly installments beginning on October 1, 2022, subject to his continuous service with the company, and the grant has no expiration date.

Rhea-AI Summary

Affirm Holdings, Inc. director Noel Bertram Watson reported an open-market sale of 2,000 shares of Class A Common Stock at $55.00 per share on April 14, 2026. After this transaction, he directly holds 38,076 shares.

The filing notes that the sale was carried out under a pre-arranged Rule 10b5-1 trading plan adopted by the reporting person, indicating the trade was scheduled in advance rather than timed discretionarily.

Rhea-AI Summary

Affirm Holdings director Christa S. Quarles reported a personal share transfer tied to a divorce settlement. On April 7, 2026, 53,697 shares of Class A Common Stock were transferred to her former spouse for no consideration, and she no longer beneficially owns those shares. Following the transfer, she directly holds 68,661 shares of Class A Common Stock.

Rhea-AI Summary

Affirm Holdings, Inc. director Christa S. Quarles reported several equity changes involving Class A and Class B common stock. On April 2, 2026, she converted 60,445 shares of Class B common stock into the same number of Class A shares in a derivative conversion at $0.00 per share. That same day, 60,445 Class A shares were transferred to her former spouse under a divorce settlement agreement for no consideration, and she no longer beneficially owns those transferred securities. After these and an additional 3,462-share other transaction on April 1, 2026, Quarles directly held 122,358 shares of Class A common stock.

Rhea-AI Summary

Affirm Holdings Chief Legal Officer Katherine Adkins reported routine equity compensation activity. On April 1, 2026, 1,401 Restricted Stock Units converted into 1,401 shares of Class A Common Stock at $0.00 per share, reflecting RSU vesting. Of these, 634 shares at $45.54 per share were withheld to cover tax obligations, rather than sold in the market. After these transactions, she directly held 138,542 shares of Class A Common Stock and 7,008 RSUs. Each RSU represents a right to receive one share of Class A Common Stock, vesting in 48 equal monthly installments that began on October 1, 2022, subject to continued service.

Rhea-AI Summary

Affirm Holdings president Libor Michalek reported routine equity compensation activity. On April 1, 2026, restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting.

Of these shares, 838 were withheld at $45.54 per share to cover tax obligations, leaving Michalek with 215,777 Class A shares held directly. An additional 868,114 Class A shares are held indirectly through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees. The RSU grant vests in 48 equal monthly installments that began on October 1, 2022, contingent on continued service, and has no expiration date.

Rhea-AI Summary

Affirm Holdings’ Chief Operating Officer Michael Linford reported routine equity compensation activity. On April 1, 2026, 2,335 restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting grant.

To cover related tax obligations, 975 shares of Class A Common Stock were withheld at a reference price of $45.54 per share, rather than sold in the open market. After these transactions, Linford directly holds 109,571 shares of Class A Common Stock and 11,680 remaining restricted stock units, reflecting continued equity alignment with the company.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Financial Officer Robert O'Hare reported multiple equity compensation transactions dated March 1, 2026. Several blocks of restricted stock units (RSUs) were exercised or converted, consistent with their vesting schedules, each RSU representing one share of Class A common stock.

These conversions resulted in the acquisition of 18,430 shares of Class A common stock at a price of $0.0000 per share and a remaining direct holding of 10,418 shares after all transactions. In a separate transaction coded "F", 9,380 shares were disposed of at $46.98 per share to cover tax obligations tied to the RSU settlements.

Footnotes explain that different RSU grants vest in equal monthly or quarterly installments starting between 2022 and 2025, in some cases with 25% vesting on a specified date followed by 12 equal quarterly installments, all subject to O'Hare’s continued service with Affirm.

Rhea-AI Summary

Affirm Holdings, Inc. President Libor Michalek reported RSU vesting on March 1, 2026, settling 11,362 Class A common shares. Of these, 4,079 shares at $46.98 were withheld to satisfy tax obligations. After the transactions he directly held 214,280 common shares and 104,284 RSUs, plus 868,114 shares indirectly through the Michalek 2007 Family Trust.

Rhea-AI Summary

Affirm Holdings Chief Accounting Officer Jiyane Siphelele reported RSU vesting and related share movements. On March 1, 2026, several grants of Restricted Stock Units were exercised or converted, including transactions that resulted in 11,547 shares of Class A Common Stock being acquired at a stated price of $0.00 per share.

In a separate transaction coded "F," 4,666 shares of Class A Common Stock at $46.98 per share were withheld to cover tax obligations tied to the RSU settlement, rather than sold in an open-market trade. Footnotes state that each RSU represents one share of Class A Common Stock and that the RSUs vest in equal quarterly installments over one- or three-year periods beginning on various dates, contingent on continued employment.

Rhea-AI Summary

Affirm Holdings’ Chief Legal Officer Katherine Adkins reported RSU vesting and related share withholding. On March 1, 2026, multiple tranches of Restricted Stock Units were settled, resulting in the acquisition of 10,593 shares of Class A common stock at a stated price of $0.00 per share, bringing her direct Class A common stock holdings to 142,570 shares before tax withholding.

On the same date, 4,795 shares of Class A common stock were disposed of at $46.98 per share to satisfy tax obligations tied to the RSU settlements, leaving her with 137,775 directly held shares. Each RSU represents a right to receive one Class A share, and the grants vest in scheduled monthly or quarterly installments so long as she remains in continuous service with Affirm.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported equity award activity involving restricted stock units and Class A common stock. On March 1, 2026, RSUs converted into 11,717 shares of Class A common stock, and 3,775 shares were withheld at $46.98 per share to cover tax obligations tied to the RSU vesting schedules.

Rhea-AI Summary

Affirm Holdings, Inc.'s Chief Operating Officer Michael Linford reported a non-market exercise and hold of stock options. On February 9, 2026, he exercised options for 20,000 shares of Class A Common Stock at $49 per share, increasing his directly held Class A shares to 100,269. The related stock option award, with a $49 exercise price and expiring on January 11, 2031, now covers 263,751 derivative securities. The options vest 5% six months after January 1, 2021, with the remaining portions vesting quarterly over four years in annual amounts of 15%, 20%, 30% and 30%, subject to continued employment.

Rhea-AI Summary

Affirm Holdings, Inc. Chief Legal Officer Katherine Adkins reported routine equity compensation activity. On February 1, 2026, 1,401 Restricted Stock Units settled into 1,401 shares of Class A Common Stock at an exercise price of $0.

To cover taxes on this vesting, 648 shares of Class A Common Stock were withheld at a price of $60.3 per share. After these transactions, Adkins directly holds 131,977 shares of Class A Common Stock and 9,811 RSUs, which vest in 48 equal monthly installments beginning October 1, 2022, with no expiration date.

Rhea-AI Summary

Affirm Holdings, Inc.’s Chief Operating Officer Michael Linford reported routine equity compensation activity. On February 1, 2026, 2,335 restricted stock units converted into the same number of shares of Class A Common Stock at an exercise price of $0.

To cover taxes on this vesting, 628 shares of Class A Common Stock were withheld at $60.30 per share. After these transactions, Linford directly held 80,269 shares of Class A Common Stock and 16,351 restricted stock units, which continue to vest in equal monthly installments beginning October 1, 2022.

Rhea-AI Summary

Affirm Holdings, Inc. insider Libor Michalek reported equity compensation activity and tax withholding. On February 1, 2026, 2,335 Restricted Stock Units converted into the same number of shares of Class A Common Stock at an exercise price of $0, increasing his directly held shares.

To cover taxes on this vesting, 838 shares of Class A Common Stock were withheld at a price of $60.3 per share, leaving him with 206,997 directly owned shares. In addition, 868,114 shares of Class A Common Stock are reported as indirectly owned through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees.

Rhea-AI Summary

Affirm Holdings Chief Operating Officer Michael Linford exercised stock options for 20,000 shares of Class A common stock on January 30, 2026 through a non-market "exercise and hold" transaction at $49 per share. After this transaction, he directly owns 78,562 Class A shares and 283,751 stock options. The options, originally granted with a vesting schedule starting January 1, 2021, continue to vest over several years, and any shares acquired on exercise remain subject to that vesting schedule.